984 Westfall Rd, Delanson, NY 12053 Property Records

Schoharie County and Wright Town property record for 984 Westfall Rd, Delanson, NY 12053

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,300 sqft · built 1999
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Jan 2023)
Tax Bill$5,575 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN435000 51.-2-16

Property Details

APN / Parcel Number

Primary APN435000 51.-2-16
Alternative APNs
  • 500005100000020160000000
  • 555J188010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,300 sqft Living Area
1st Floor Area1,300 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area87,120 sqft (2 acres)
Lot Width300 ft Width
Garage TypeDetached
Garage Area1,024 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number555J188010
Street Address984 WESTFALL RD
CityDELANSON
StateNY
Zip12053-5512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block2
Legal Lot Number16.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionWRIGHT
Census Block Group1
Census Block1019
Census Tract740700

Owner

Source: Schoharie County and Wright Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address424 SAND CREEK RD, ALBANY, NY 12205-2736
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 10, 2020Warranty Deed, Transfer · FHA Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2023 · Amount on Record
Deed SaleJan 26, 2023 · Amount on Record
Prior SaleDec 10, 2020 · Amount on Record
Deed Document Number2023820321
Deed Book / Page1183 / 67
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateJan 26, 2023
Property Address984 WESTFALL RD, DELANSON, NY 12053-5512
Document Number0001183/67
Book / Page1183 / 67
Instrument DateDec 9, 2022
Instrument820321
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 SAND CREEK RD APT 328, 328, ALBANY, NY 12205-2729

Mortgage

Document Number0000820322
DateJan 26, 2023
Instrument820322
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateDec 10, 2020
Property Address984 WESTFALL RD, DELANSON, NY 12053-5512
Document Number001126/251
Book / Page1126 / 251
Instrument DateNov 13, 2020
Instrument782682
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MAIN ST, EAST BERNE, NY 12059-2126

Mortgage

Document Number0000782683
DateDec 10, 2020
Instrument782683
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Wright Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionWright Town
Unified School DistrictSchoharie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,575.00 (-0.18%)
2025$5,585.00 (+149.89%)$115,000 (-) Land $18,000 Building $97,000$230,000 (+2%) Land $36,000 Building $194,000
2023$115,000 (-) Land $18,000 Building $97,000$225,490 (+17.65%) Land $35,294 Building $190,196
2022$115,000 Land $18,000 Building $97,000$191,667 Land $30,000 Building $161,667
2021$2,235.00 (-54.41%)
2020$4,902.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (2011)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Hudson Valley Wireless, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Westfall Rd

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