964 Westfall Rd, Delanson, NY 12053 Property Records

Schoharie County and Wright Town property record for 964 Westfall Rd, Delanson, NY 12053

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 988 sqft · built 2010
Lot Size	22.6 acres (985,327 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,811 (2026)
Deeds & Mortgages	Dec 2021 Refinance Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`435000 51.-1-6.12`

Property Details

APN / Parcel Number

Primary APN	`435000 51.-1-6.12`
Alternative APNs	`500005100000010060120000` `555J210001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	985,327 sqft (22.6 acres)
Lot Width	1,440 ft Width
Garage Type	Detached
Garage Area	289 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	555J210001
Street Address	964 WESTFALL RD
City	DELANSON
State	NY
Zip	12053-5510
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	6.012
Jurisdiction	SCHOHARIE NY
Township / Civil Division	WRIGHT
Census Block Group	1
Census Block	1017
Census Tract	740700

Owner

Source: Schoharie County and Wright Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	959 WESTFALL RD, DELANSON, NY 12053-5511
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK
Mar 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	964 WESTFALL RD, DELANSON, NY 12053-5510
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001971/97
Date	Dec 28, 2021
Book Page	1971/97
Instrument	801849

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	964 WESTFALL RD, DELANSON, NY 12053-5510
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1873/225
Date	Mar 27, 2020
Book Page	1873/225
Instrument	774893

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Schoharie County and Wright Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Wright Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,811.00 (-0.19%)
2025	$6,824.00 (+149.87%)	$140,500 (-) Land $33,500 Building $107,000	$281,000 (+2%) Land $67,000 Building $214,000
2023		$140,500 (-) Land $33,500 Building $107,000	$275,490 (+17.65%) Land $65,686 Building $209,804
2022		$140,500 Land $33,500 Building $107,000	$234,167 Land $55,833 Building $178,334
2021	$2,731.00 (-59.81%)
2020	$6,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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