Essex County and Gloucester City property record for 984 Washington St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,563 sqft · built 2002 |
| Lot Size | 0.278 acres (12,100 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,745,000 (Aug 2024) |
| Tax Bill | $15,602 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Oct 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0140 B:0013 L:0000 |
| Primary APN | GLOU M:0140 B:0013 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,563 sqft Living Area |
| Gross Area | 4,645 sqft |
| 1st Floor Area | 1,362 sqft |
| Basement Area | 1,362 sqft |
| Unfinished Basement | 177 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,100 sqft (0.278 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 984 WASHINGTON ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 13 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 984 WASHINGTON ST, GLOUCESTER, MA 01930-1180 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Oct 17, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Dec 11, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2024 · Amount on Record |
| Deed Sale | Aug 7, 2024 · Amount on Record |
| Prior Sale | Jul 10, 2015 · Amount on Record |
| Deed Book / Page | 42259 / 501 |
| Last Transfer Date | Oct 7, 2025 |
| Transfer Doc | 043012-357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 984 WASHINGTON ST, GLOUCESTER, MA 01930-1180 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 039634-244 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 39634/244 |
| Instrument | 20210311001010 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Oct 17, 2025 |
| Property Address | 984 WASHINGTON ST, GLOUCESTER, MA 01930-1180 |
| Document Number | 043012-357 |
| Book / Page | 43012 / 357 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 20251017002250 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 984 WASHINGTON ST, GLOUCESTER, MA 01930-1180 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 984 WASHINGTON ST, GLOUCESTER, MA 01930-1180 |
| Document Number | 36412-468 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 36412-468 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 036412/000468 |
| Instrument | 1712181100 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,602.00 (+6.19%) | $1,675,800 (+10.87%) Land $562,800 Building $1,113,000 | $1,741,321 (+7.18%) |
| 2025 | $14,692.00 (+1.59%) | $1,511,500 (+1.7%) Land $521,300 Building $990,200 | $1,624,690 |
| 2024 | $14,462.00 (+4.09%) | $1,486,300 (+13.29%) Land $496,100 Building $990,200 | |
| 2023 | $13,894.00 | $1,312,000 Land $443,000 Building $869,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (1991–2010) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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