Essex County and Gloucester City property record for 978 Washington St, Gloucester, MA 01930
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 2 bd · 1 ba · 1,049 sqft · built 1920 |
| Lot Size | 0.232 acres (10,100 sqft) |
| Owner | Company Name on File |
| Last Sale | $485,000 (Nov 2002) |
| Tax Bill | $8,779 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage Jul 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0140 B:0008 L:0000 |
| Primary APN | GLOU M:0140 B:0008 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,049 sqft Living Area |
| Gross Area | 2,104 sqft |
| Basement Area | 546 sqft |
| Unfinished Basement | 546 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Lot Area | 10,100 sqft (0.232 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Street Address | 978 WASHINGTON ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1159 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | R-20 |
| Legal Block | 8 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 221100 |
978 Washington St, a residential property, is owned by a company that acquired it in April 2025.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 NIKKOS WAY, FARLEY, MA 01344 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2025 | Warranty Deed, Transfer ICE LENDER HOLDINGS LLC |
| Jul 19, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2002 · Amount on File |
| Deed Sale | Nov 12, 2002 · Amount on File |
| Prior Sale | May 2, 1994 · Amount on File |
| Deed Book / Page | 19587 / 186 |
| Last Transfer Date | Apr 15, 2025 |
| Transfer Doc | 042669-486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jun 25, 2025 |
| Property Address | 978 WASHINGTON ST, GLOUCESTER, MA 01930-1159 |
| Document Number | 00042793-1 |
| Book / Page | 42793 / 1 |
| Instrument Date | Jun 18, 2025 |
| Instrument | 20250625000790 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 NIKKOS WAY, FARLEY, MA 01344 |
| Document Number | 20250625000800 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 20250625000800 |
| Name | ICE LENDER HOLDINGS LLC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 19, 2022 |
| Property Address | 978 WASHINGTON ST, GLOUCESTER, MA 01930-1159 |
| Document Number | 041074-338 |
| Book / Page | 41074 / 338 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 20220719000810 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 978 WASHINGTON ST, GLOUCESTER, MA 01930-1159 |
| Document Number | 20220719000820 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 20220719000820 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 978 Washington St was $8,779, up 3.4% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,779.00 (+3.38%) | $943,000 (+7.93%) Land $477,300 Building $465,700 | $846,544 (+11.85%) |
| 2025 | $8,492.00 (+2.34%) | $873,700 (+2.45%) Land $441,900 Building $431,800 | $756,865 |
| 2024 | $8,298.00 (+3.74%) | $852,800 (+12.91%) Land $421,000 Building $431,800 | |
| 2023 | $7,999.00 | $755,300 Land $375,700 Building $379,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 978 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (1991–2010) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 978 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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