984 Ridgewood Harbor Rd, Waterloo, SC 29384 Property Records

Laurens County property record for 984 Ridgewood Harbor Rd, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	0.867 acres (37,789 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Dec 2025)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Dec 2025 Sale Aug 2018 Transfer
Flood Zone	Zone X (moderate risk)
APN	`340-00-00-038`

Property Details

APN / Parcel Number

Primary APN	`340-00-00-038`
Alternative APNs	`3400000038 00560692` `00560692`

Exterior

Lot Area	37,789 sqft (0.867 acres)

Location & Zoning

Street Address	984 RIDGEWOOD HARBOR RD
City	WATERLOO
State	SC
Zip	29384-5031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 RIDGEWOOD HARBOR PH I
Legal Subdivision	RIDGEWOOD HARBOR
Legal Phase	1
Legal Lot Number	33
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	2
Census Block	2005
Census Tract	921001

Owner

984 Ridgewood Harbor Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Laurens County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 JERDONE PL, YORKTOWN, VA 23692-4200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed, Transfer
Aug 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Deed Document Number	202511412
Deed Book / Page	1961 / 145
Prior Transfer Date	Aug 6, 2018
Prior Transfer Doc	0013980063
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Dec 16, 2025
Property Address	984 RIDGEWOOD HARBOR RD, WATERLOO, SC 29384-5031
Document Number	0D19610145
Book / Page	D1961 / 145
Map Reference	MB A-13 PG 10
Instrument Date	Dec 8, 2025
Instrument	2025011412
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Tax	$1,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 JERDONE PL, YORKTOWN, VA 23692-4200

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAURENS SC
Recording Date	Aug 6, 2018
Property Address	984 RIDGEWOOD HARBOR RD, WATERLOO, SC 29384-5031
Document Number	0013980063
Book / Page	001398 / 000063
Instrument Date	Aug 6, 2018
Instrument	6749
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	984 RIDGEWOOD HARBOR RD WATERLOO SC 293845031, WATERLOO, SC 29384-5031

Tax Assessment & Valuation

The 2025 property tax bill for 984 Ridgewood Harbor Rd was $1,228 with a homeowner's exemption, up 4.5% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (+4.51%) Homeowner's exemption	$9,040 (-) Land $4,500 Building $4,540
2024	$1,175.00 Homeowner's exemption	$9,040 (-33.63%) Land $4,500 Building $4,540
2023	Homeowner's exemption	$13,620 Land $3,800 Building $9,820	$340,500 Land $95,000 Building $245,500
2021			$238,500 Land $125,000 Building $113,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 984 Ridgewood Harbor Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 984 Ridgewood Harbor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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