Laurens County property record for 959 Ridgewood Harbor Rd, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.9 acres (83,172 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,905 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-00-00-052 |
| Primary APN | 340-00-00-052 |
|---|---|
| Alternative APNs |
|
| Lot Area | 83,172 sqft (1.9 acres) |
|---|
| Street Address | 959 RIDGEWOOD HARBOR RD |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-5031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 19, 20 RIDGEWOOD HARB PHI |
| Legal Subdivision | WEST FAIRVIEW FARMS |
| Legal Phase | 1 |
| Legal Lot Number | 19,20 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 921001 |
959 Ridgewood Harbor Rd is owned and occupied by two individuals who acquired it in August 2021.
Source: Laurens County records, as of February 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 959 RIDGEWOOD HARBOR RD, WATERLOO, SC 29384-5031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2021 |
| Transfer Doc | 0D15910179 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Aug 5, 2021 |
| Property Address | 959 RIDGEWOOD HARBOR RD, WATERLOO, SC 29384-5031 |
| Document Number | 0D15910179 |
| Book / Page | D1591 / 179 |
| Map Reference | MB A-56 PG 7&8 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021007216 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 WEST FAIRVIEW FARMS, LAURENS, SC 29360 |
The 2025 property tax bill for 959 Ridgewood Harbor Rd was $1,905 with a homeowner's exemption, up 4.6% from the year before.
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,905.00 (+4.61%) Homeowner's exemption | $13,140 (-) Land $7,600 Building $5,540 | |
| 2024 | $1,821.00 (+45.68%) Homeowner's exemption | $13,140 (-3.67%) Land $7,600 Building $5,540 | |
| 2023 | $1,250.00 (-28.73%) Homeowner's exemption | $13,640 (+3.81%) Land $4,200 Building $9,440 | $341,000 (+3.81%) Land $105,000 Building $236,000 |
| 2022 | $1,754.00 Homeowner's exemption | $13,140 Land $7,600 Building $5,540 | $328,500 (-) Land $190,000 Building $138,500 |
| 2021 | $328,500 Land $190,000 Building $138,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 959 Ridgewood Harbor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 959 Ridgewood Harbor Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.6% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
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