984 Rays Bridge Rd, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 984 Rays Bridge Rd, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,300 sqft · built 2002
Lot Size	0.597 acres (26,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,000 (Sep 2021)
Tax Bill	$3,064 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`858406397248`

Property Details

APN / Parcel Number

Primary APN	`858406397248`
Alternative APNs	`00035876` `97051384`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	2,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Rolled Roofing
Lot Area	26,005 sqft (0.597 acres)
Porch	Porch
Porch Area	28 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97051384
Street Address	984 RAYS BRIDGE RD
City	WHISPERING PINES
State	NC
Zip	28327-9193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSI
Legal Description	LOT 534 B SEC 4 WHISPERING PINES MUNI RAYS BRIDGE
Legal Subdivision	WHISPERING PINES
Legal Lot Number	534
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2031
Census Tract	950506

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	948 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9193
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 8, 2017	Warranty Deed, Transfer · VA Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	202120268
Deed Book / Page	5699 / 290
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Sep 13, 2021
Property Address	984 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9193
Document Number	5699/290
Book / Page	5699 / 290
Map Reference	MB 8 PG 44
Instrument Date	Sep 3, 2021
Instrument	2021020268
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$844.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 GOOD BARN RD, 305, VASS, NC 28394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9193

Mortgage

Document Number	2021020269
Date	Sep 13, 2021
Instrument	2021020269

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Mar 8, 2017
Property Address	984 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9193
Document Number	4783/274
Book / Page	4783 / 274
Map Reference	MB8 PG44
Instrument Date	Mar 3, 2017
Instrument	2017003189
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 GOLDEN POND DR, 124, LEXINGTON, SC 29073-7533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9193

Mortgage

Document Number	2017003190
Date	Mar 8, 2017
Instrument	2017003190

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,064.00 (+4.29%)	$418,310 (-) Land $65,000 Building $353,310
2025	$2,938.00 (+2.19%)	$418,310 (-) Land $65,000 Building $353,310
2024			$418,310 (-) Land $65,000 Building $353,310
2023	$2,875.00	$418,310 Land $65,000 Building $353,310	$418,310 Land $65,000 Building $353,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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