956 Rays Bridge Rd, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 956 Rays Bridge Rd, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,894 sqft · built 1971
Lot Size	0.555 acres (24,176 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Apr 2026)
Tax Bill	$2,649 (2026)
Deeds & Mortgages	Apr 2026 Sale Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`858406399376`

Property Details

APN / Parcel Number

Primary APN	`858406399376`
Alternative APNs	`00038195` `72718600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	24,176 sqft (0.555 acres)
Porch	Porch
Porch Area	414 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	72718600
Street Address	956 RAYS BRIDGE RD
City	WHISPERING PINES
State	NC
Zip	28327-9193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSI
Legal Description	LOT 536 B SEC 4 WHISPERING PINES MUNI RAYS BRIDGE
Legal Lot Number	536
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2031
Census Tract	950506

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	140 FOX HUNT LN, SOUTHERN PINES, NC 28387-7123
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 31, 2025	Special Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Oct 31, 2025 · Amount on Record
Deed Document Number	20265128
Deed Book / Page	6523 / 35
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Apr 8, 2026
Property Address	956 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9193
Document Number	0000005128
Book / Page	6523 / 35
Instrument Date	Apr 7, 2026
Instrument	20265128
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$75,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 FOX HUNT LN, SOUTHERN PINES, NC 28387-7123

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Oct 31, 2025
Property Address	956 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9193
Document Number	006440/170
Book / Page	6440 / 170
Map Reference	MB 8 PG 44
Instrument Date	Oct 1, 2025
Instrument	2025015804
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 THUNDERHEAD PL, MAHWAH, NJ 07430-1329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9193

Mortgage

Document Number	2025015805
Date	Oct 31, 2025
Instrument	2025015805

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Type Change Date	Nov 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.45%
Max Rate At Change	7.45%
Index	5-Year CMT
Margin	2
Max Rate	11.4%

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,649.00 (+4.25%)	$361,770 (-) Land $160,000 Building $201,770
2025	$2,541.00 (+5.26%)	$361,770 (-) Land $160,000 Building $201,770
2024	$2,414.00 (-2.94%)	$361,770 (-) Land $160,000 Building $201,770	$361,770 (-) Land $160,000 Building $201,770
2023	$2,487.00	$361,770 Land $160,000 Building $201,770	$361,770 Land $160,000 Building $201,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rays Bridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures