984 Island St, Springfield, OR 97477 Property Records

Lane County property record for 984 Island St, Springfield, OR 97477

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,986 sqft · built 1977
Lot Size	0.181 acres (7,888 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Mar 2026)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-34-21-00318-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-34-21-00318-000`
Alternative APNs	`1703342100318` `1191178`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,986 sqft Living Area
Gross Area	2,610 sqft
1st Floor Area	1,986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,888 sqft (0.181 acres)
Lot Dimensions	99 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	529 sqft
Parking Spaces	2 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	1191178
Street Address	984 ISLAND ST
City	SPRINGFIELD
State	OR
Zip	97477-3522
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	LD
Legal Description	TL 00318
Legal Range	03
Legal Township	17
Legal Section	34
Legal Subdivision	COPELAND PLAT
Legal Lot Number	318
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1024
Census Tract	3202

Owner

Source: Lane County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	984 ISLAND ST, SPRINGFIELD, OR 97477-3522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage OREGON COMMUNITY CU
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 13, 2021	Intrafamily Transfer, Transfer CASCADE TITLE COMPANY, CASCADE TITLE CO
Nov 15, 2019	Warranty Deed, Transfer CASCADE TITLE
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	20268847
Prior Transfer Date	Oct 12, 2021
Prior Transfer Doc	0000065304
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Mar 20, 2026
Property Address	984 ISLAND ST, SPRINGFIELD, OR 97477-3522
Document Number	0000008847
Map Reference	FILE SL 67
Instrument Date	Mar 19, 2026
Instrument	2026-008847
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 ISLAND ST # 986, 986, SPRINGFIELD, OR 97477-3522

Mortgage

Document Number	0000008848
Date	Mar 20, 2026
Instrument	2026-008848

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 27, 2022
Property Address	984 ISLAND ST, SPRINGFIELD, OR 97477-3522
Document Number	0000023703
Map Reference	FILE 72 SL 67
Instrument Date	May 26, 2022
Instrument	2022-023703
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1772 CARRIAGE PL, SPRINGFIELD, OR 97477-6522

Mortgage

Document Number	0000023704
Date	May 27, 2022
Instrument	2022-023704

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Oct 13, 2021
Property Address	984 ISLAND ST, SPRINGFIELD, OR 97477-3522
Document Number	0000065304
Map Reference	FILE 72 SL 67
Instrument Date	Oct 12, 2021
Instrument	2021-065304
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 15, 2019
Property Address	984 ISLAND ST, SPRINGFIELD, OR 97477-3522
Document Number	0000052231
Instrument Date	Nov 15, 2019
Instrument	52231
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Tax	$264.49
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2174 FAIRMOUNT BLVD EUGENE OR 974031742, EUGENE, OR 97403-1742

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	984 ISLAND ST, SPRINGFIELD, OR 97477-3522
Document Number	0000052232
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	984 ISLAND ST SPRINGFIELD OR 974773522, SPRINGFIELD, OR 97477-3522

Mortgage

Document Number	0000052232
Date	Nov 15, 2019
Instrument	52232

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,047.00 (+6.16%)	$220,696 (+6.09%)	$498,692 (+3.81%) Land $92,782 Building $405,910
2023	$3,812.00 (+3.39%)	$208,028 (+3%)	$480,375 (-1.01%) Land $92,330 Building $388,045
2022	$3,687.00	$201,969	$485,277 Land $78,509 Building $406,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications, Ziply Fiber.

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