981 Island St, #C, Springfield, OR 97477 Property Records

Lane County property record for 981 Island St, #C, Springfield, OR 97477

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,928 sqft · built 2022
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Feb 2022)
Tax Bill	$4,880 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-34-21-04300-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-34-21-04300-000`
Alternative APNs	`1703342104300` `1871878`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,928 sqft Living Area
Gross Area	2,481 sqft
1st Floor Area	1,928 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Composition/Composite
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	553 sqft
Driveway	Driveway
Driveway Area	147 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1871878
Street Address	981 ISLAND ST, C
City	SPRINGFIELD
State	OR
Zip	97477-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	SUBDIVISION PLAT OSPREY PARK PHASE 1 LOT 8 TL 04300
Legal Range	03
Legal Township	17
Legal Section	34
Legal Subdivision	OSPREY PARK
Legal Phase	1
Legal Lot Number	8
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1025
Census Tract	3202

Owner

Source: Lane County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 ISLAND ST, SPRINGFIELD, OR 97477-3523
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage OREGON COMMUNITY CU
Jul 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROGER A KNOX TRUST
Feb 2, 2022	Warranty Deed, Transfer WESTERN TITLE & ESCROW
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit PACIFIC CONT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Deed Document Number	20225167
Record Updated	Jun 8, 2026

February 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANE OR
Recording Date	Feb 28, 2023
Property Address	981 ISLAND ST # C, C, SPRINGFIELD, OR 97477-3523
Document Number	0000005008
Map Reference	DOC 2015-038985
Instrument Date	Feb 23, 2023
Instrument	2023-005008
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	EVERGREEN TITLE AGENCY, EVERGREEN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000005009
Date	Feb 28, 2023
Instrument	2023-005009

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 29, 2022
Property Address	981 ISLAND ST # C, C, SPRINGFIELD, OR 97477-3523
Document Number	0000032999
Map Reference	DOC 2015-038985
Instrument Date	Jul 28, 2022
Instrument	2022-032999
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 ISLAND ST, SPRINGFIELD, OR 97477-3523

Mortgage

Document Number	0000033000
Date	Jul 29, 2022
Instrument	2022-033000

Lender

Name	ROGER A KNOX TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Jan 29, 2024

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Feb 2, 2022
Property Address	981 ISLAND ST # C, C, SPRINGFIELD, OR 97477-3523
Document Number	0000005167
Map Reference	DOC 2015-003898
Instrument Date	Feb 1, 2022
Instrument	2022-005167
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4012 LANGTON ST, EUGENE, OR 97402-2914

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	981 ISLAND ST # C, C, SPRINGFIELD, OR 97477-3523
Document Number	0000036884
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1953 GARDEN AVE EUGENE OR 974031934, EUGENE, OR 97403-1934

Mortgage

Document Number	0000036884
Date	Jul 27, 2017
Instrument	36884

Lender

Name	PACIFIC CONT'L BK
Type	Bank
Address	EUGENE, OR 97440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jul 26, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,880.00 (+46.81%)	$266,162 (+46.71%)	$574,434 (+36.21%) Land $203,454 Building $370,980
2023	$3,324.00 (+152.01%)	$181,417 (+151.01%)	$421,716 (+141.59%) Land $209,466 Building $212,250
2022	$1,319.00	$72,275	$174,555 Land $174,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications, Ziply Fiber.

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