984 Fitzgerald St, Salinas, CA 93906 Property Records

Monterey County property record for 984 Fitzgerald St, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,928 sqft · built 2002
Lot Size	0.094 acres (4,083 sqft)
Owner	Individual Name on Record
Last Sale	$431,000 (Jun 2016)
Tax Bill	$7,258 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`153-612-027-000`

Property Details

APN / Parcel Number

Primary APN	`153-612-027-000`
Alternative APN	`153-612-027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,083 sqft (0.094 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	153-612-027
Street Address	984 FITZGERALD ST
City	SALINAS
State	CA
Zip	93906-4681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGES OF MIRA MONTE PHASE 2; VOL 22 C&T PAGE 16 TRACT #1380; LOT 13 BLK 4.
Legal Subdivision	COTTAGES OF MIRA MONTE PHASE 2
Legal Tract	1380
Legal Block	4
Legal Lot Number	13
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1002
Census Tract	10603

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	984 FITZGERALD ST, SALINAS, CA 93906-4681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2016 · Amount on Record
Deed Sale	Jun 10, 2016 · Amount on Record
Prior Sale	Jul 3, 2008 · Amount on Record
Deed Document Number	201631777
Prior Transfer Date	Jun 8, 2016
Prior Transfer Doc	0000031776
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	984 FITZGERALD ST, SALINAS, CA 93906-4681
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 FITZGERALD ST, SALINAS, CA 93906-4681

Mortgage

Document Number	0000040381
Date	Nov 16, 2023
Instrument	2023040381

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 25, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	984 FITZGERALD ST, SALINAS, CA 93906-4681
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024254
Date	May 21, 2020
Instrument	2020024254

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	984 FITZGERALD ST, SALINAS, CA 93906-4681
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 FITZGERALD ST, SALINAS, CA 93906-4681

Mortgage

Document Number	0000070716
Date	Dec 1, 2020
Instrument	2020070716

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,413 (+2%) Land $156,968 Building $363,445
2025	$7,258.00 (-0.77%)	$510,210 (+4.04%) Land $153,891 Building $356,319
2023	$7,314.00 (+9.94%)	$490,400 Land $147,916 Building $342,484
2022	$6,653.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Also Mapped Here	CWSC SALINAS
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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