974 Fitzgerald St, Salinas, CA 93906 Property Records

Monterey County property record for 974 Fitzgerald St, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,522 sqft · built 2002
Lot Size	0.084 acres (3,644 sqft)
Owner	Individual Name on Record
Last Sale	$448,000 (Mar 2018)
Tax Bill	$7,164 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`153-612-022-000`

Property Details

APN / Parcel Number

Primary APN	`153-612-022-000`
Alternative APN	`153-612-022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,522 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Other
Construction Type	Wood
Lot Area	3,644 sqft (0.084 acres)
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	153-612-022
Street Address	974 FITZGERALD ST
City	SALINAS
State	CA
Zip	93906-4681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGES OF MIRA MONTE PHASE 2; VOL 22 C&T PAGE 16 TRACT #1380; LOT 8 BLK 4.
Legal Subdivision	COTTAGES OF MIRA MONTE PHASE 2
Legal Tract	1380
Legal Block	4
Legal Lot Number	8
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1002
Census Tract	10603

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	974 FITZGERALD ST, SALINAS, CA 93906-4681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Mar 29, 2018	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Prior Sale	Nov 21, 2008 · Amount on Record
Deed Document Number	201813385
Prior Transfer Date	Nov 19, 2008
Prior Transfer Doc	0000076415
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	974 FITZGERALD ST, SALINAS, CA 93906-4681
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 FITZGERALD ST, SALINAS, CA 93906-4681

Mortgage

Document Number	0000025414
Date	Aug 16, 2023
Instrument	2023025414

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	974 FITZGERALD ST, SALINAS, CA 93906-4681
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 FITZGERALD ST, SALINAS, CA 93906-4681
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034222
Date	May 12, 2021
Instrument	2021034222

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 29, 2018
Property Address	974 FITZGERALD ST, SALINAS, CA 93906-4681
Document Number	0000013385
Map Reference	VOL22 PG16
Instrument Date	Feb 7, 2018
Instrument	2018013385
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 FITZGERALD ST, SALINAS, CA 93906-4681

Mortgage

Document Number	0000013386
Date	Mar 29, 2018
Instrument	2018013386

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$519,936 (+2%) Land $232,114 Building $287,822
2025	$7,164.00 (-0.71%) Homeowner's exemption	$509,742 (+4.04%) Land $227,563 Building $282,179
2023	$7,215.00 (+9.93%) Homeowner's exemption	$489,950 Land $218,727 Building $271,223
2022	$6,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Also Mapped Here	CWSC SALINAS
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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