984 Deerchase Rd, Saluda, VA 23149 Property Records

Middlesex County property record for 984 Deerchase Rd, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1990
Lot Size	0.621 acres (27,057 sqft)
Owner	Individual Name on Record
Last Sale	$243,000 (Mar 2022)
Tax Bill	$1,157 (2026)
Deeds & Mortgages	May 2022 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36A 1 44`

Property Details

APN / Parcel Number

Primary APN	`36A 1 44`
Alternative APN	`6199`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,344 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,057 sqft (0.621 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6199
Street Address	984 DEERCHASE RD
City	SALUDA
State	VA
Zip	23149-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	DEER CHASE PARK BEACH LOT 44 127-570 184-515 258-551 D421-116 P184-516 D424-757 D21-2036 W22-01
Legal Lot Number	44,127
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1026
Census Tract	951000

Owner

Source: Middlesex County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	984 DEERCHASE RD, SALUDA, VA 23149-3046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage 3RD PARTY INDIVIDUAL
Mar 7, 2022	Special Warranty Deed, Transfer NOT AVAILABLE, TITLE ASSOCIATES
Aug 9, 2021	Warranty Deed, Transfer · VA Mortgage AAFMAA MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	2022532
Last Transfer Date	Nov 11, 2023
Transfer Doc	0000001798
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	984 DEERCHASE RD, SALUDA, VA 23149-3046
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000980
Date	May 9, 2022
Instrument	220000980

Lender

Name	3RD PARTY INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Mar 7, 2022
Property Address	984 DEERCHASE RD, SALUDA, VA 23149-3046
Document Number	0220000532
Instrument Date	Feb 16, 2022
Instrument	220000532
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	NOT AVAILABLE, TITLE ASSOCIATES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 DEERCHASE RD, SALUDA, VA 23149-3046

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Aug 9, 2021
Property Address	984 DEERCHASE RD, SALUDA, VA 23149-3046
Document Number	210002036
Instrument Date	Jul 29, 2021
Instrument	210002036
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 216, HARTFIELD, VA 23071-0216

Mortgage

Document Number	210002037
Date	Aug 9, 2021
Instrument	210002037

Lender

Name	AAFMAA MORTGAGE SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,157.00	$189,800 (-) Land $42,000 Building $147,800	$189,800 (-) Land $42,000 Building $147,800
2025	$1,157.00	$189,800 (-) Land $42,000 Building $147,800	$189,800 (-) Land $42,000 Building $147,800
2023	$1,157.00	$189,800 Land $42,000 Building $147,800	$189,800 Land $42,000 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (2001–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 4 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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