1014 Deerchase Rd, Saluda, VA 23149 Property Records

Middlesex County property record for 1014 Deerchase Rd, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1975
Lot Size	0.232 acres (10,138 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2026)
Tax Bill	$1,035 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36A 1 43`

Property Details

APN / Parcel Number

Primary APN	`36A 1 43`
Alternative APN	`1626`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	1,926 sqft
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,138 sqft (0.232 acres)
Deck Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1626
Street Address	1014 DEERCHASE RD
City	SALUDA
State	VA
Zip	23149-3047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	DEER CHASE PARK BEACH LOT 43 99-292 127-664 257-603 D16-1689 D17-1336 D20-1479 D23-1720 D26-1161
Legal Subdivision	DEER CHASE PK BEACH
Legal Lot Number	43,99-2
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1026
Census Tract	951000

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1014 DEERCHASE RD, SALUDA, VA 23149-3047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage TIDEWATER HOME FUNDING
Aug 18, 2020	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Aug 30, 2017	Special Warranty Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	20261161
Prior Transfer Date	Nov 20, 2023
Prior Transfer Doc	0000001720
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jul 16, 2026
Property Address	1014 DEERCHASE RD, SALUDA, VA 23149-3047
Document Number	0000001161
Instrument Date	Jul 6, 2026
Instrument	20261161
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 DEERCHASE RD, SALUDA, VA 23149-3047

Mortgage

Document Number	0000001162,
Date	Jul 16, 2026
Instrument	20261162

Lender

Name	TIDEWATER HOME FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Aug 18, 2020
Property Address	1014 DEERCHASE RD, SALUDA, VA 23149-3047
Document Number	0200001479
Instrument Date	Aug 11, 2020
Instrument	200001479
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 DEERCHASE RD, SALUDA, VA 23149-3047

Mortgage

Document Number	0200001480
Date	Aug 18, 2020
Instrument	200001480

Lender

Name	GUARANTEED RATE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate

August 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Aug 30, 2017
Property Address	1014 DEERCHASE RD, SALUDA, VA 23149-3047
Document Number	0170001336
Instrument Date	Aug 24, 2017
Instrument	170001336
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 O D I ST, WEST POINT, VA 23181-9732

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,035.00	$169,800 (-) Land $36,000 Building $133,800	$169,800 (-) Land $36,000 Building $133,800
2025	$1,035.00	$169,800 (-) Land $36,000 Building $133,800	$169,800 (-) Land $36,000 Building $133,800
2023	$1,035.00	$169,800 Land $36,000 Building $133,800	$169,800 Land $36,000 Building $133,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (2001–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 4 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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