984 20 Rd, Fruita, CO 81521 Property Records

Mesa County property record for 984 20 Rd, Fruita, CO 81521

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 1 ba · 1,304 sqft · built 1960
Lot Size	3.91 acres (170,320 sqft)
Owner	2 Individual Names on Record
Tax Bill	$601 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2697-232-00-226`

Property Details

APN / Parcel Number

Primary APN	`2697-232-00-226`
Alternative APN	`R014211`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,304 sqft Gross Area
1st Floor Area	1,304 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	170,320 sqft (3.91 acres)
Garage Type	Detached
Garage Area	630 sqft
Patio Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	R014211
Street Address	984 20 RD
City	FRUITA
State	CO
Zip	81521-9307
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	BEG 327FT S OF NW COR SEC 23 1N 2W S 374FT N 88DEG11MIN E 370.7FT N 24DEG47MIN E 404.2FT S 89DEG30MIN W 540FT TO BEG
Legal Range	002
Legal Township	01N
Legal Section	23
Legal Lot Number	226
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	2
Census Block	2037
Census Tract	1502

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	980 20 RD, FRUITA, CO 81521-9307
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 6, 2025
Transfer Doc	0003116734
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MESA CO
Recording Date	Oct 4, 2021
Property Address	984 20 RD, FRUITA, CO 81521-9307
Document Number	0003002129
Instrument Date	Sep 27, 2021
Instrument	3002129
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	984 20 RD, FRUITA, CO 81521-9307

Mortgage

Document Number	0003002130
Date	Oct 4, 2021
Instrument	3002130

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$601.00 (+257.74%)	$8,350 (+253.81%) Land $1,120 Building $7,230	$118,530 (+490.88%) Land $4,150 Building $114,380
2024	$168.00 (+0.6%)	$2,360 (-) Land $1,250 Building $1,110
2023	$167.00 (-77.43%)	$2,360 (-76.95%) Land $1,250 Building $1,110	$20,060 (-85.24%) Land $4,730 Building $15,330
2022	$740.00	$10,240 Land $1,010 Building $9,230
2021			$135,870 Land $3,820 Building $132,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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