Mesa County property record for 974 20 Rd, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,331 sqft · built 2000 |
| Lot Size | 7.39 acres (321,908 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $534,700 (Mar 2006) |
| Tax Bill | $3,186 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-232-03-002 |
| Primary APN | 2697-232-03-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,331 sqft Living Area |
| Gross Area | 3,051 sqft |
| 1st Floor Area | 1,611 sqft |
| Upper Floors Area | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 321,908 sqft (7.39 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Porch | Slab |
| Porch Area | 207 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R014236 |
|---|---|
| Street Address | 974 20 RD |
| City | FRUITA |
| State | CO |
| Zip | 81521-9307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 W W MINOR SUBDIVISION SEC 23 1N 2W - 7.39AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 23 |
| Legal Subdivision | W W MINOR SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 1502 |
Source: Mesa County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 974 20 RD, FRUITA, CO 81521-9307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2006 · Amount on Record |
| Deed Sale | Mar 14, 2006 · Amount on Record |
| Deed Document Number | 20062306465 |
| Deed Book / Page | 4112 / 222 |
| Prior Transfer Date | May 22, 2003 |
| Prior Transfer Doc | 0033710491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 974 20 RD, FRUITA, CO 81521-9307 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002894892 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 2894892 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,186.00 (+6.2%) | $43,790 (+4.29%) Land $23,190 Building $20,600 | $700,540 (+11.8%) Land $370,970 Building $329,570 |
| 2024 | $3,000.00 (+0.6%) | $41,990 (-) Land $18,870 Building $23,120 | |
| 2023 | $2,982.00 (+30.73%) | $41,990 (+33.13%) Land $18,870 Building $23,120 | $626,580 (+38.07%) Land $281,570 Building $345,010 |
| 2022 | $2,281.00 | $31,540 Land $14,040 Building $17,500 | |
| 2021 | $453,820 Land $201,950 Building $251,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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