983 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 983 Middlesex St, Lowell, MA 01851

Property Summary

Property TypeDuplex
Details7 bd · 3 ba · 3,759 sqft · built 1900
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Jul 2018)
Tax Bill$8,283 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNS08750

Property Details

APN / Parcel Number

Primary APNS08750
Alternative APNs
  • LOWE M:120 B:4085 L:983
  • M:000120 T:S08750

Interior

Bedrooms7 Beds
Full Baths3 Baths
Total Rooms17 Rooms
Units2 Units
Stories2 Stories
Building Area3,759 sqft Living Area
Gross Area6,068 sqft
1st Floor Area1,457 sqft
Basement Area1,457 sqft
Unfinished Basement1,457 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberS08750
Street Address983 MIDDLESEX ST
CityLOWELL
StateMA
Zip01851-1319
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal SubdivisionPLAN 4040-C
Legal Block4085
Legal Lot Number983
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2003
Census Tract311200

Owner

Source: Middlesex County and Lowell City records · APN S08750

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address983 MIDDLESEX ST, LOWELL, MA 01851-1319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2020Deed of Trust, Mortgage · FHA Mortgage
ROCKLAND TR
Oct 01, 2019Quit Claim Deed, Mortgage · FHA Mortgage
ROCKLAND TR
Jul 27, 2018Quit Claim Deed, Transfer · FHA Mortgage
BLUE HILLS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2018 · Amount on Record
Deed SaleJul 27, 2018 · Amount on Record
Prior SaleAug 26, 2011
Last Transfer DateSep 24, 2019
Transfer Doc302341
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address983 MIDDLESEX ST, LOWELL, MA 01851-1319
Document Number0000307674
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address983 MIDDLESEX ST LOWELL MA 018511319, LOWELL, MA 01851-1319

Mortgage

Document Number0000307674
DateOct 27, 2020
Instrument307674
Lender
NameROCKLAND TR
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 26, 2050

October 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateOct 01, 2019
Property Address983 MIDDLESEX ST, LOWELL, MA 01851-1319
Document Number0000302341
Instrument DateSep 24, 2019
Instrument302341
Transaction TypeMortgage
Record UpdatedOct 16, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address983-985 MIDDLESEX ST LOWELL MA 018511319, LOWELL, MA 01851-1319

Mortgage

Document Number302342
DateOct 01, 2019
Instrument302342
Lender
NameROCKLAND TR
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2049

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJul 27, 2018
Property Address983 MIDDLESEX ST, LOWELL, MA 01851-1319
Document Number0000297181
Instrument DateJul 25, 2018
Instrument297181
Transaction TypeTransfer
Record UpdatedAug 14, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,006.40
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address983-985 MIDDLESEX ST LOWELL MA 018511319, LOWELL, MA 01851-1319

Mortgage

Document Number297182
DateJul 27, 2018
Instrument297182
Lender
NameBLUE HILLS BK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,283.00 (+8.69%)$721,500 (+12.75%) Land $146,000 Building $575,500
2024$7,621.00 (+7.43%)$639,900 (+12.03%) Land $131,300 Building $508,600
2023$7,094.00$571,200 Land $114,200 Building $457,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 804 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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