980 Middlesex St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 980 Middlesex St, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,211 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$149,300 (Feb 2012)
Tax Bill	$5,869 (2026)
Deeds & Mortgages	Mar 2022 Refinance Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G06220`

Property Details

APN / Parcel Number

Primary APN	`G06220`
Alternative APNs	`LOWE M:120 B:4085 L:980` `M:000120 T:G06220`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	2,211 sqft Living Area
Gross Area	3,627 sqft
1st Floor Area	867 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	G06220
Street Address	980 MIDDLESEX ST
City	LOWELL
State	MA
Zip	01851-1387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TMF
Legal Block	4085
Legal Lot Number	980
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2005
Census Tract	311200

Owner

980 Middlesex St is owned and occupied by an individual who bought it in February 2012.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	980 MIDDLESEX ST, LOWELL, MA 01851-1387
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Feb 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2012 · Amount on File
Deed Sale	Feb 29, 2012 · Amount on File
Prior Sale	Nov 3, 2011
Deed Book / Page	25760 / 211
Transfer Doc	025760-211
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	980 MIDDLESEX ST, LOWELL, MA 01851-1387
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036910-217
Date	Mar 21, 2022
Book Page	36910/217
Instrument	12351

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Apr 1, 2027

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	980 MIDDLESEX ST, LOWELL, MA 01851-1387
Document Number	32790-159
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 MIDDLESEX ST LOWELL MA 018511387, LOWELL, MA 01851-1387

Mortgage

Document Number	32790-159
Date	Feb 27, 2019
Book Page	032790/000159
Instrument	7105

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 26, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 980 Middlesex St was $5,869, up 6.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,869.00 (+6.44%)	$517,100 (+7.66%) Land $153,100 Building $364,000	$466,615 (-13.92%)
2025	$5,514.00 (+3.63%)	$480,300 (+7.5%) Land $143,100 Building $337,200	$542,070 (+4.18%)
2024	$5,321.00 (+5.83%)	$446,800 (+10.38%) Land $128,700 Building $318,100	$520,315
2023	$5,028.00	$404,800 Land $112,000 Building $292,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 980 Middlesex St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 980 Middlesex St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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