983 Gainey Ave, Flint, MI 48503 Property Records

Genesee County property record for 983 Gainey Ave, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,026 sqft · built 1920
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Nov 2021)
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-14-455-007`

Property Details

APN / Parcel Number

Primary APN	`40-14-455-007`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,026 sqft Living Area
1st Floor Area	1,013 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	983 GAINEY AVE
City	FLINT
State	MI
Zip	48503-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	MASON MANOR NO. 1 LOT 356 EXC NLY 20 FT; ALSO LOTS 357 AND 358
Legal Subdivision	MASON MANOR 1
Legal Lot Number	356-358
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2004
Census Tract	3700

Owner

983 Gainey Ave is owned and occupied by two individuals who bought it in November 2021.

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	983 GAINEY AVE, FLINT, MI 48503-3124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Nov 10, 2021	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Deed Document Number	202187318
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	983 GAINEY AVE, FLINT, MI 48503-3124
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 GAINEY AVE, FLINT, MI 48503-3124

Mortgage

Document Number	0000086183
Date	Nov 8, 2021
Instrument	202111080086183

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 10, 2021
Property Address	983 GAINEY AVE, FLINT, MI 48503-3124
Document Number	0000087318
Instrument Date	Nov 10, 2021
Instrument	202111100087318
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14231 IRENE AVE, FLINT, MI 48503

Tax Assessment & Valuation

The 2025 property tax bill for 983 Gainey Ave was $2,239, up 2.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,900 (+19.03%)	$83,800 (+19.03%)
2025	$2,239.00 (+2.1%)	$35,200	$70,400
2024	$2,193.00
2023		$25,600	$51,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 983 Gainey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 983 Gainey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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