978 Gainey Ave, Flint, MI 48503 Property Records

Genesee County property record for 978 Gainey Ave, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 700 sqft · built 1923
Lot Size	0.133 acres (5,793 sqft)
Owner	Company Name on Record
Last Sale	$35,000 (Feb 2025)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Aug 2023 Sale Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-14-454-028`

Property Details

APN / Parcel Number

Primary APN	`40-14-454-028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	700 sqft Living Area
1st Floor Area	700 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Wood Siding
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	145 ft deep x 40 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	978 GAINEY AVE
City	FLINT
State	MI
Zip	48503-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	MASON MANOR NO. 1 LOT 346
Legal Subdivision	MASON MANOR NO 1
Legal Lot Number	346
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2004
Census Tract	3700

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5152 COMMERCE RD, FLINT, MI 48507-2939
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY
Sep 6, 2018	Warranty Deed, Transfer DREAM TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Aug 29, 2023 · Amount on Record
Deed Document Number	20256784
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 29, 2023
Property Address	978 GAINEY AVE, FLINT, MI 48503-3125
Document Number	0000047352
Map Reference	LB 5 PG 24
Instrument Date	Aug 25, 2023
Instrument	202308290047352
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	978 GAINEY AVE, FLINT, MI 48503-3125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 SHOAL DR, SAN MATEO, CA 94404-1514

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 6, 2018
Property Address	978 GAINEY AVE, FLINT, MI 48503-3125
Document Number	0000085769
Instrument Date	Aug 6, 2018
Instrument	85769
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	DREAM TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$81.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4445 WESTWAY DR SWARTZ CREEK MI 484738228, SWARTZ CREEK, MI 48473-8228

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,500 (+19.86%)	$35,000 (+19.86%)
2025	$1,299.00 (-0.69%)	$14,600 (+37.74%)	$29,200 (+37.74%)
2024	$1,308.00
2023		$10,600	$21,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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