983 Flat Rd, Bainbridge, OH 45612 Property Records

Ross County property record for 983 Flat Rd, Bainbridge, OH 45612

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 2014
Lot Size	2.79 acres (121,532 sqft)
Owner	2 Individual Names on File
Last Sale	$88,000 (Dec 2022)
Tax Bill	$1,636 (2025)
Deeds & Mortgages	Nov 2024 Construction Loan Dec 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-13-18-072.000`

Property Details

APN / Parcel Number

Primary APN	`35-13-18-072.000`
Alternative APN	`131807`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Mobile Home
Construction Type	Frame
Roof Material	Metal
Lot Area	121,532 sqft (2.79 acres)
Garage Type	Detached
Garage Area	2,880 sqft
Parking Spaces	10 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	131807
Street Address	983 FLAT RD
City	BAINBRIDGE
State	OH
Zip	45612-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	983 FLAT ROAD RES 13-18-72 0133/1301 0150/2288
Jurisdiction	ROSS OH
Township / Civil Division	TWIN
Census Block Group	3
Census Block	3015
Census Tract	956900

Owner

Source: Ross County records · APN 35-13-18-072.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	983 FLAT RD, BAINBRIDGE, OH 45612-9664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2024	Deed of Trust, Mortgage · Construction Mortgage THE OHIO VALLEY BANK COMPANY
Dec 16, 2022	Warranty Deed, Transfer · Line of Credit THE OHIO VALLEY BANK COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	May 24, 2007 · Amount on Record
Deed Document Number	20229419
Deed Book / Page	565 / 2080
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	983 FLAT RD, BAINBRIDGE, OH 45612-9664
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 FLAT RD, BAINBRIDGE, OH 45612-9664

Mortgage

Document Number	0005791963
Date	Nov 19, 2024
Book Page	579/1963
Instrument	202400007345

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	420 3RD AVE, GALLIPOLIS, OH 45631

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2030
Change Frequency	5 Years
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Margin	2
Max Rate	11.5%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Dec 16, 2022
Property Address	983 FLAT RD, BAINBRIDGE, OH 45612-9664
Document Number	0005652080
Book / Page	565 / 2080
Map Reference	MB 13 PG 18
Instrument Date	Oct 28, 2022
Instrument	202200009419
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	983 FLAT RD, BAINBRIDGE, OH 45612-9664

Mortgage

Document Number	202200009420
Date	Dec 16, 2022
Instrument	202200009420

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 08, 2037

Tax Assessment & Valuation

Source: Ross County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Twin Township
Unified School District	Paint Valley Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,636.00 (+5.62%)	$27,050 (-36.08%) Land $8,730 Building $18,320	$77,290 (-36.08%) Land $24,940 Building $52,350
2023	$1,549.00 (+6.46%)	$42,320 (-) Land $7,040 Building $35,280
2022	$1,455.00 Homeowner's exemption	$42,320 Land $7,040 Building $35,280	$120,920 Land $20,120 Building $100,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Based on FCC filings for 15 locations within half a mile of this property.

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