983 Bay Tree Dr, Harrells, NC 28444 Property Records

Bladen County property record for 983 Bay Tree Dr, Harrells, NC 28444

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,099 sqft · built 1988
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,128 (2026)
Deeds & Mortgages	Nov 2025 Transfer Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0137-30-29-8953`

Property Details

APN / Parcel Number

Primary APN	`0137-30-29-8953`
Alternative APNs	`1373-02-98-9531` `0027167` `6502411` `0562000`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,099 sqft Base Area
1st Floor Area	2,099 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Wood Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	176 ft deep x 100 ft wide
Porch	Porch
Porch Area	208 sqft
Deck Area	576 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	0562000
Street Address	983 BAY TREE DR
City	HARRELLS
State	NC
Zip	28444-8864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	137302989531 BAY TREE DRIVE
Legal Subdivision	BAY TREE LAKE 5
Jurisdiction	BLADEN NC
Township / Civil Division	LAKE CREEK
Census Block Group	1
Census Block	1032
Census Tract	950101

Owner

983 Bay Tree Dr is owner-occupied and held in a trust since October 2025.

Source: Bladen County records, as of October 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	983 BAY TREE DR, HARRELLS, NC 28444-8864
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Intrafamily Transfer, Transfer
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 29, 2025
Transfer Doc	000884/434
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLADEN NC
Recording Date	Nov 17, 2025
Property Address	983 BAY TREE DR, HARRELLS, NC 28444-8864
Document Number	000884/434
Book / Page	884 / 434
Map Reference	MB 15 PG 64
Instrument Date	Oct 29, 2025
Instrument	3024
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 BAY TREE DR, HARRELLS, NC 28444-8864

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLADEN NC
Property Address	983 BAY TREE DR, HARRELLS, NC 28444-8864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	801/97
Date	Apr 20, 2020
Book Page	801/97
Instrument	1146

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 983 Bay Tree Dr was $2,128, up 2.3% from the year before.

Source: Bladen County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bladen County
Unified School District	Bladen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,128.00 (+2.26%)	$237,870 (-) Land $38,610 Building $199,260	$237,870 (-) Land $38,610 Building $199,260
2025	$2,081.00 Veteran's exemption	$237,870 Land $38,610 Building $199,260	$237,870 Land $38,610 Building $199,260
2023	$2,081.00 Veteran's exemption	$237,870 Land $38,610 Building $199,260	$237,870 Land $38,610 Building $199,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 983 Bay Tree Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1999–2024)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 983 Bay Tree Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Star Communications Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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