1004 Bay Tree Dr, Harrells, NC 28444 Property Records

Bladen County property record for 1004 Bay Tree Dr, Harrells, NC 28444

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,750 sqft · built 1998
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2002)
Tax Bill	$3,663 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0137-30-29-8729`

Property Details

APN / Parcel Number

Primary APN	`0137-30-29-8729`
Alternative APNs	`1373-02-98-7298` `0019267` `6502325`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,750 sqft Base Area
1st Floor Area	1,750 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Roof Type	Flat
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	191 ft deep x 81 ft wide
View / Lot	Waterfront
Garage Area	529 sqft
Porch	Porch
Porch Area	568 sqft
Deck Area	744 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	6502325
Street Address	1004 BAY TREE DR
City	HARRELLS
State	NC
Zip	28444-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	137302987298 BAY TREE DR
Legal Subdivision	BAY TREE LAKES
Jurisdiction	BLADEN NC
Township / Civil Division	LAKE CREEK
Census Block Group	1
Census Block	1028
Census Tract	950101

Owner

1004 Bay Tree Dr is owned and occupied by an individual who bought it in October 2002.

Source: Bladen County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1004 BAY TREE DR, HARRELLS, NC 28444-9645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2002 · Amount on File
Deed Sale	Oct 1, 2002 · Amount on File
Deed Book / Page	501 / 492
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLADEN NC
Property Address	1004 BAY TREE DR, HARRELLS, NC 28444-9645
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000837/147
Date	Jun 29, 2022
Book Page	837/147
Instrument	2012

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLADEN NC
Property Address	1004 BAY TREE DR, HARRELLS, NC 28444-9645
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	814/564
Date	Feb 26, 2021
Book Page	814/564
Instrument	750

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WILMINGTON, NC 28406

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1004 Bay Tree Dr was $3,663, up 2.3% from the year before.

Source: Bladen County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bladen County
Unified School District	Bladen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,663.00 (+2.29%)	$409,280 (-) Land $169,140 Building $240,140	$409,286 (-) Land $169,136 Building $240,150
2025	$3,581.00	$409,280 Land $169,140 Building $240,140	$409,286 Land $169,136 Building $240,150
2023	$3,581.00	$409,280 Land $169,140 Building $240,140	$409,286 Land $169,136 Building $240,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Bay Tree Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1999–2024)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Bay Tree Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Star Communications Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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