Mecklenburg County property record for 9822 Falling Stream Dr, Charlotte, NC 28214
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,201 sqft · built 2005 |
| Lot Size | 0.195 acres (8,527 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,173 (2023) |
| Deeds & Mortgages | Dec 2019 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-494-03 |
| Primary APN | 031-494-03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,201 sqft Heated Area |
| Gross Area | 2,691 sqft |
| 1st Floor Area | 1,043 sqft |
| Upper Floors Area | 1,158 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,527 sqft (0.195 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 70 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 031-494-03 |
|---|---|
| Street Address | 9822 FALLING STREAM DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28214-1472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L101 M41-816 |
| Legal Subdivision | HARWOOD LNDG PH 01 MAP 02 |
| Legal Lot Number | 101 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 12, PAW CREEK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 6014 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9822 FALLING STREAM DR, CHARLOTTE, NC 28214-1472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Apr 6, 2018 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Jan 24, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Nov 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2017 |
| Deed Sale | Nov 20, 2017 |
| Prior Sale | Jun 10, 2005 · Amount on Record |
| Deed Document Number | 0032284595 |
| Deed Book / Page | 18868 / 0688 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 9822 FALLING STREAM DR, CHARLOTTE, NC 28214-1472 |
| Document Number | 0000177837 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 9822 FALLING STREAM DR CHARLOTTE NC 282141472, CHARLOTTE, NC 28214-1472 |
| Document Number | 0000177837 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 034164/000562 |
| Instrument | 177837 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 9822 FALLING STREAM DR, CHARLOTTE, NC 28214-1472 |
| Document Number | 0000042470 |
| Instrument Date | Apr 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2018 |
| Title Company | SERVICELINK EAST |
| Name | Verified Name |
|---|---|
| Address | 9822 FALLING STREAM DR CHARLOTTE NC 282141472, CHARLOTTE, NC 28214-1472 |
| Document Number | 0000042470 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 032591/000865 |
| Instrument | 42470 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 9, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 24, 2018 |
| Property Address | 9822 FALLING STREAM DR, CHARLOTTE, NC 28214-1472 |
| Document Number | 0000008655 |
| Book / Page | 032422 / 000459 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 8655 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9822 FALLING STREAM DR CHARLOTTE NC 282141472, CHARLOTTE, NC 28214-1472 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 20, 2017 |
| Property Address | 9822 FALLING STREAM DR, CHARLOTTE, NC 28214-1472 |
| Document Number | 0000156583 |
| Book / Page | 032284 / 000595 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 156583 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9822 FALLING STREAM DR CHARLOTTE NC 282141472, CHARLOTTE, NC 28214-1472 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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