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9815 Falling Stream Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 9815 Falling Stream Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,844 sqft · built 2006
Lot Size0.169 acres (7,363 sqft)
OwnerIndividual Name on Record
Tax Bill$1,983 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2021 Transfer
Flood ZoneZone X (minimal risk)
APN031-493-44

Property Details

APN / Parcel Number

Primary APN031-493-44

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,844 sqft Heated Area
Gross Area2,297 sqft
1st Floor Area730 sqft
Upper Floors Area1,114 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area7,363 sqft (0.169 acres)
Garage Area441 sqft
PorchPorch
Porch Area12 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number031-493-44
Street Address9815 FALLING STREAM DR
CityCHARLOTTE
StateNC
Zip28214-1472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL106 M41-816
Legal SubdivisionHARDWOOD LNDG PH 01 MAP 02
Legal Lot Number106
JurisdictionMECKLENBURG NC
Township / Civil Division12, PAW CREEK
Census Block Group1
Census Block1011
Census Tract6014

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9815 FALLING STREAM DR, CHARLOTTE, NC 28214-1472
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 25, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2013
Deed SaleOct 21, 2013
Prior SaleOct 21, 2013
Deed Document Number0000165077
Deed Book / Page28779 / 842
Last Transfer DateMar 25, 2021
Transfer Doc0000058190
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9815 FALLING STREAM DR, CHARLOTTE, NC 28214-1472
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023744
DateFeb 8, 2021
Book Page35644/597
Instrument2021023744
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMar 25, 2021
Property Address9815 FALLING STREAM DR, CHARLOTTE, NC 28214-1472
Document Number0000058190
Book / Page35850 / 43
Map ReferenceMB 41 PG 816
Instrument DateJan 28, 2021
Instrument2021058190
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9815 FALLING STREAM DR, CHARLOTTE, NC 28214-1472

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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