St. Clair County property record for 9821 Saint John Dr, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 578 sqft |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Sep 2026) |
| Tax Bill | $2,386 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-550-0018-000 |
| Primary APN | 74-14-550-0018-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 578 sqft Living Area |
| 1st Floor Area | 578 sqft |
| Lot Area | 5,009 sqft (0.115 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9821 SAINT JOHN DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-4236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 27 SUP RE-PLAT OF SUP ST JOHN PLAT & PART OF FRAC SEC 1 PC 203 |
| Legal Subdivision | SUPRVRS RE-PLAT OF SUP ST JO |
| Legal Lot Number | 27 |
| Legal Unit | 27 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 647000 |
9821 Saint John Dr is owned and occupied by two individuals who bought it in September 2026.
Source: St. Clair County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6381 DYKE RD, CLAY, MI 48001-4209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Sep 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on File |
| Deed Sale | Sep 15, 2026 · Amount on File |
| Prior Sale | Sep 6, 2019 · Amount on File |
| Deed Document Number | 202618804 |
| Deed Book / Page | 5965 / 191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 14, 2026 |
| Property Address | 9821 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Document Number | 0000018665 |
| Book / Page | 5964 / 512 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202618665 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6381 DYKE RD, CLAY, MI 48001-4209 |
| Document Number | 0000018665, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 5964/512 |
| Instrument | 202618665 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 15, 2026 |
| Property Address | 9821 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Document Number | 0000018804 |
| Book / Page | 5965 / 191 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202618804 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | FIRST TITLE, PLATINUM FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200,737.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6381 DYKE RD, CLAY, MI 48001-4209 |
| Document Number | 0000018665, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202618665 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9821 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9821 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Document Number | 5286895 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 5286/895 |
| Instrument | 2020031392 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 6, 2019 |
| Property Address | 9821 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Document Number | 0000509483 |
| Book / Page | 5094 / 83 |
| Map Reference | LB 52 PG 5-6 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 2019018305 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | DEVON TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,436.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6485 BENOIT RD, CLAY, MI 48001-3309 |
| Document Number | 2019018306 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 2019018306 |
| Name | CITIZENS BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 9821 Saint John Dr was $2,386 with a homeowner's exemption, up 2.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,100 (+7.99%) | $170,200 | |
| 2025 | $2,386.00 (+2.23%) Homeowner's exemption | $78,800 | |
| 2024 | $2,334.00 | $157,600 | |
| 2023 | $66,400 | ||
| 2022 | $2,153.00 | $132,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9821 Saint John Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 143 policies |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 77 (1985–2024) |
| Claims Outside the SFHA | 56 of 77 |
| Most Recent Claim | Jan 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9821 Saint John Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures