St. Clair County property record for 9817 Saint John Dr, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,501 sqft · built 1998 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,756 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-550-0015-000 |
| Primary APN | 74-14-550-0015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,501 sqft Living Area |
| 1st Floor Area | 1,501 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9817 SAINT JOHN DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-4236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | E 1/2 OF LOT 23 & ALL OF LOT 24 SUP RE-PLAT OF SUP ST JOHN PLAT & PART OF FRAC SEC 1 PC 203 |
| Legal Subdivision | SUPRVRS RE-PLAT OF SUP ST JO |
| Legal Lot Number | 23-24 |
| Legal Unit | 23,24 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 647000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9817 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 27, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 27, 2017 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 10, 2016 |
| Transfer Doc | 004794/726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 13, 2026 |
| Property Address | 9817 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Document Number | 0000014104 |
| Book / Page | 5943 / 196 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202614104 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9817 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Document Number | 0000014104, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 5943/196 |
| Instrument | 202614104 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9817 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9817 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Document Number | 0005469587 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 5469/587 |
| Instrument | 2021036172 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 27, 2017 |
| Property Address | 9817 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Document Number | 0047940726 |
| Book / Page | 00479 / 000726 |
| Instrument Date | Nov 10, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9871 SAINT JOHN DR ALGONAC MI 480014236, ALGONAC, MI 48001-4236 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 27, 2017 |
| Property Address | 9817 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Document Number | 0047940710 |
| Book / Page | 004794 / 000710 |
| Instrument Date | Nov 10, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9817 SAINT JOHN DR ALGONAC MI 480014236, ALGONAC, MI 48001-4236 |
| Document Number | 47940711 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 004794/000711 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2047 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,000 (+12.09%) | $456,000 (+12.09%) | |
| 2025 | $4,756.00 (+2.3%) Homeowner's exemption | $203,400 (+24.56%) | |
| 2024 | $4,649.00 (+8.77%) | $406,800 (+24.56%) | |
| 2023 | $163,300 | ||
| 2022 | $4,274.00 | $326,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 143 policies |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 77 (1985–2024) |
| Claims Outside the SFHA | 56 of 77 |
| Most Recent Claim | Jan 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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