Lake County property record for 9821 Diane Ln, Upper Lake, CA 95485
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,152 sqft · built 1978 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,000 (Jan 2017) |
| Tax Bill | $3,357 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-251-260-000 |
| Primary APN | 027-251-260-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,152 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Steel Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Old Parcel Number | 027-251-26 |
|---|---|
| Street Address | 9821 DIANE LN |
| City | UPPER LAKE |
| State | CA |
| Zip | 95485-9522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | BLUE LAKES RESIDENCE |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | UPPER LAKE-NICE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 100 |
9821 Diane Ln is owned and occupied by two individuals who bought it in January 2017.
Source: Lake County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9821 DIANE LN, UPPER LAKE, CA 95485-9522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITUS COMMUNITY CU |
| Jul 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage UMPQUA BANK |
| Jan 31, 2017 | Grant Deed, Transfer · FHA Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on File |
| Deed Sale | Jan 31, 2017 · Amount on File |
| Prior Sale | Sep 4, 2013 · Amount on File |
| Deed Document Number | 20171232 |
| Prior Transfer Date | Apr 24, 2009 |
| Prior Transfer Doc | 0000006658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 9821 DIANE LN, UPPER LAKE, CA 95485-9522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 9821 DIANE LN, UPPER LAKE, CA 95485-9522 |
| Document Number | 0000002583 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022002583 |
| Name | UNITUS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 9821 DIANE LN, UPPER LAKE, CA 95485-9522 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9821 DIANE LN, UPPER LAKE, CA 95485-9522 |
| Document Number | 0000012368 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021012368 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | Feb 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jan 31, 2017 |
| Property Address | 9821 DIANE LN, UPPER LAKE, CA 95485-9522 |
| Document Number | 0000001232 |
| Map Reference | MAP6 PG64 |
| Instrument Date | Jan 25, 2017 |
| Instrument | 2017001232 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | REDWOOD EMPIRE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9821 DIANE LN, UPPER LAKE, CA 95485-9522 |
| Document Number | 0000001233 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 2017001233 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2026 property tax bill for 9821 Diane Ln was $3,357, up 2.4% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Upper Lake Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,357.00 (+2.44%) | $299,425 (+2%) Land $66,150 Building $233,275 |
| 2025 | $3,277.00 | $293,554 Land $64,853 Building $228,701 |
| 2023 | $3,179.00 (-2.66%) | $282,157 Land $62,336 Building $219,821 |
| 2022 | $3,266.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9821 Diane Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (2004–2019) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Feb 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9821 Diane Ln is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 83% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUE LAKES IMPROVEMENT CLUB private · serves 90 people · EPA ID CA1700561 |
|---|---|
| Water Source | Groundwater |
| Also Mapped Here | VILLA BLUE ESTATES WATER DISTRICT |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| SeaKay Broadband Fixed Wireless | 100 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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