9813 Diane Ln, Upper Lake, CA 95485 Property Records

Lake County property record for 9813 Diane Ln, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 816 sqft · built 2022
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Apr 2015)
Tax Bill	$9,838 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-251-300-000`

Property Details

APN / Parcel Number

Primary APN	`027-251-300-000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,634 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2024
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9813 DIANE LN
City	UPPER LAKE
State	CA
Zip	95485-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORMERLY POR. 027-251-050 AND 240.
Legal Subdivision	BLUE LAKES RESIDENCE SUB
Legal Block	3
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	3
Census Block	3022
Census Tract	100

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9813 DIANE LN, UPPER LAKE, CA 95485-9522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ERIC MCLAUGHLIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2015 · Amount on Record
Deed Sale	Apr 16, 2015 · Amount on Record
Prior Sale	Apr 3, 2003 · Amount on Record
Deed Document Number	20154530
Last Transfer Date	Feb 6, 2025
Transfer Doc	0000001328
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Recording Date	Jul 29, 2026
Property Address	9813 DIANE LN, UPPER LAKE, CA 95485-9522
Document Number	0000007919
Instrument Date	Jul 24, 2026
Instrument	20267919
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	9813 DIANE LN, UPPER LAKE, CA 95485-9522

Mortgage

Document Number	0000007919,
Date	Jul 29, 2026
Instrument	20267919

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	9813 DIANE LN, UPPER LAKE, CA 95485-9522
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9813 DIANE LN, UPPER LAKE, CA 95485-9522

Mortgage

Document Number	0000013237
Date	Sep 27, 2022
Instrument	2022013237

Lender

Name	ERIC MCLAUGHLIN
Type	Private Party
Address	SANTA ROSA, CA 95406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Apr 1, 2024

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,838.00 (+2.39%)	$888,507 (+2%) Land $151,338 Building $737,169
2025	$9,608.00 (+393.98%)	$871,086 (+410.95%) Land $148,371 Building $722,715
2023	$1,945.00 (-2.6%)	$170,485 Land $142,610 Building $27,875
2022	$1,997.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (2004–2019)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE LAKES IMPROVEMENT CLUB private · serves 90 people · EPA ID CA1700561
Water Source	Groundwater
Also Mapped Here	VILLA BLUE ESTATES WATER DISTRICT
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SeaKay Broadband Fixed Wireless	100 / 20
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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