9820 Atchison Rd, Dayton, OH 45458 Property Records

Montgomery County property record for 9820 Atchison Rd, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,667 sqft · built 1963
Lot Size	2.83 acres (123,667 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Apr 1998)
Tax Bill	$11,754 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O67 03807 0038`

Property Details

APN / Parcel Number

Primary APN	`O67 03807 0038`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,667 sqft Living Area
1st Floor Area	1,876 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	123,667 sqft (2.83 acres)
Garage Type	Detached
Garage Area	1,726 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Deck Area	406 sqft
Patio Area	55 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	9820 ATCHISON RD
City	DAYTON
State	OH
Zip	45458-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-3-23
Legal Subdivision	GREENDALE
Legal Lot Number	38
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2009
Census Tract	40306

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9820 ATCHISON RD, DAYTON, OH 45458-9206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW CARLISLE FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 1998 · Amount on Record
Deed Sale	Apr 24, 1998 · Amount on Record
Prior Sale	Apr 24, 1998 · Amount on Record
Deed Document Number	0008466
Deed Book / Page	0000980264 / 0000000A05
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	9820 ATCHISON RD, DAYTON, OH 45458-9206
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9820 ATCHISON RD, CENTERVILLE, OH 45458-9206

Mortgage

Document Number	0000066829
Date	Nov 25, 2025
Instrument	2025-00066829

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Dec 3, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	9820 ATCHISON RD, DAYTON, OH 45458-9206
Document Number	0000046076
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9820 ATCHISON RD CENTERVILLE OH 454589206, CENTERVILLE, OH 45458-9206

Mortgage

Document Number	0000046076
Date	Aug 11, 2020
Instrument	46076

Lender

Name	NEW CARLISLE FSB
Type	Federal Savings Bank
Address	NEW CARLISLE, OH 45344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,000 (-8.77%) Land $62,080 Building $112,920
2024	$11,754.00 (-0.88%)
2023	$11,858.00 (+21.81%)	$191,830 (+53.99%) Land $62,080 Building $129,750	$500,000 (+40.49%) Land $177,360 Building $322,640
2022	$9,735.00	$124,570 Land $40,310 Building $84,260
2020			$355,900 Land $115,170 Building $240,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband Fiber Holding.

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