982 Springwater Ranch Rd, Brandon, MS 39042 Property Records

Rankin County property record for 982 Springwater Ranch Rd, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,945 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$200,900 (Mar 2021)
Tax Bill	$1,040 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M03 000019 00015`

Property Details

APN / Parcel Number

Primary APN	`M03 000019 00015`
Alternative APN	`254`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,945 sqft Adjusted Area
1st Floor Area	1,591 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	254
Street Address	982 SPRINGWATER RANCH RD
City	BRANDON
State	MS
Zip	39042-7890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 AC IN SE4 SE4 N OF SPRINGWATER RANCH ROAD
Legal Range	04E
Legal Township	03N
Legal Section	12
Jurisdiction	RANKIN MS
Township / Civil Division	3
Census Block Group	1
Census Block	1015
Census Tract	20901

Owner

982 Springwater Ranch Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Rankin County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	982 SPRINGWATER RANCH RD, BRANDON, MS 39042-7890
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage RESIDENTIAL MORTGAGE CORP
Mar 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Apr 7, 2014 · Amount on File
Deed Book / Page	2021 / 4859
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	982 SPRINGWATER RANCH RD, BRANDON, MS 39042-7890
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018627
Date	Mar 4, 2026
Book Page	3026/18627

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	331 Months
Due	Oct 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	982 SPRINGWATER RANCH RD, BRANDON, MS 39042-7890
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067851
Date	Aug 28, 2023
Book Page	3023/67851

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	982 SPRINGWATER RANCH RD, BRANDON, MS 39042-7890
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029477
Date	Mar 8, 2021
Book Page	3021/29477

Lender

Name	RESIDENTIAL MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Mar 8, 2021
Property Address	982 SPRINGWATER RANCH RD, BRANDON, MS 39042-7890
Document Number	0000004859
Book / Page	2021 / 4859
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	982 SPRINGWATER RANCH RD, BRANDON, MS 39042-7890

Tax Assessment & Valuation

The 2025 property tax bill for 982 Springwater Ranch Rd was $1,040 with a homeowner's exemption.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,040.00 Homeowner's exemption	$13,329
2024	$1,040.00		$133,290 Land $12,500 Building $120,790
2023		$13,124
2021			$131,240 Land $12,500 Building $118,740
2019	$377.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 982 Springwater Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 982 Springwater Ranch Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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