982 Rose Ave, Des Plaines, IL 60016 Property Records

Cook County property record for 982 Rose Ave, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,169 sqft · built 1927
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 2021)
Tax Bill	$8,791 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-17-320-020`

Property Details

APN / Parcel Number

Primary APN	`09-17-320-020`
Alternative APN	`09-17-320-020-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,169 sqft Living Area
1st Floor Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	982 ROSE AVE
City	DES PLAINES
State	IL
Zip	60016-3245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF (CHICAGO)(PLAINES) SUB S 2443.86 FT LYING W R W WISCONSIN CENTRAL RR LYING S C & NW RR & NS 2443.86 FT & E W 1670.86
Legal Range	12E
Legal Township	41N
Legal Section	17
Legal Subdivision	CHICAGO PLAINES
Legal Block	29
Legal Lot Number	15
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	2
Census Block	2007
Census Tract	806300

Owner

982 Rose Ave is owned and occupied by an individual who bought it in May 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	982 ROSE AVE, DES PLAINES, IL 60016-3245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Deed Document Number	202121263
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 20, 2021
Property Address	982 ROSE AVE, DES PLAINES, IL 60016-3245
Document Number	0014021263
Instrument Date	May 2, 2021
Instrument	2114021263
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PRECISION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	982 ROSE AVE, DES PLAINES, IL 60016-3245

Mortgage

Document Number	0014021264
Date	May 20, 2021
Instrument	2114021264

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,000 Land $6,390 Building $40,610	$470,000 Land $63,900 Building $406,100
2023	$8,791.00 (+26.54%)
2022	$6,947.00	$27,000 Land $5,325 Building $21,675	$270,000 Land $53,250 Building $216,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 982 Rose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 982 Rose Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20