Cook County property record for 970 Rose Ave, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,725 sqft · built 1923 |
| Lot Size | 0.245 acres (10,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $331,000 (Jul 2017) |
| Tax Bill | $7,472 (2023) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-17-320-019 |
| Primary APN | 09-17-320-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,725 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 10,650 sqft (0.245 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 970 ROSE AVE |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-3245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (DESPLAINES) MANOR (TRACT2) SUB OF WH SEC 18-41-12 |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | DESPLAINES MANOR TRACT2 |
| Legal Tract | 2 |
| Legal Block | 28 |
| Legal Lot Number | 9 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 806300 |
Source: Cook County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 970 ROSE AVE, DES PLAINES, IL 60016-3245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Jul 3, 2017 | Warranty Deed, Transfer · Conventional with PMI FIRST CENTENNIAL MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2017 · Amount on Record |
| Deed Sale | Jul 3, 2017 · Amount on Record |
| Prior Sale | Jan 20, 2016 · Amount on Record |
| Deed Document Number | 201739072 |
| Prior Transfer Date | Jan 6, 2016 |
| Prior Transfer Doc | 0000049214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 16, 2026 |
| Property Address | 970 ROSE AVE, DES PLAINES, IL 60016-3245 |
| Document Number | 0000020252 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 202620252 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 970 ROSE AVE, DES PLAINES, IL 60016-3245 |
| Document Number | 0000020252, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 202620252 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 7.7% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 970 ROSE AVE, DES PLAINES, IL 60016-3245 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015817087 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2115817087 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 3, 2017 |
| Property Address | 970 ROSE AVE, DES PLAINES, IL 60016-3245 |
| Document Number | 1718439072 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 18439072 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 800 GRACELAND AVE #2SW DES PLAINES IL 600166493, 2SW, DES PLAINES, IL 60016-6493 |
| Document Number | 1718439073 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 18439073 |
| Name | FIRST CENTENNIAL MTG CORP |
|---|---|
| Address | AURORA, IL 60506 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 2, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,000 (+8.98%) Land $9,585 Building $27,415 | $370,000 (+8.98%) Land $95,850 Building $274,150 | |
| 2023 | $7,472.00 (-4.89%) | ||
| 2022 | $7,856.00 Homeowner's exemption | $33,952 Land $7,987 Building $25,965 | $339,520 Land $79,870 Building $259,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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