982 Ridgefield Ln, Wheeling, IL 60090 Property Records

Cook County property record for 982 Ridgefield Ln, Wheeling, IL 60090

Property Summary

Property Type	Condominium
Details	2 bd · 1,000 sqft · built 1986
Lot Size	6.2 acres (270,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Sep 2017)
Tax Bill	$4,160 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-15-210-028-1036`

Property Details

APN / Parcel Number

Primary APN	`03-15-210-028-1036`

Interior

Bedrooms	2 Beds
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	270,420 sqft

Location & Zoning

Street Address	982 RIDGEFIELD LN, 5
City	WHEELING
State	IL
Zip	60090-5954
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	COUNTRY HOMES OF RIDGEFIELD LAND CO NDO N2 E2 SEC15 PART E2NW4 S15 T42N R11E 3P
Legal Range	11E
Legal Township	42N
Legal Section	15
Legal Subdivision	COUNTRY HOMES OF RIDGEFIELD LANE CONDOMI
Legal Lot Number	13
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	1
Census Block	1012
Census Tract	803014

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	982 RIDGEFIELD LN, WHEELING, IL 60090-5954
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 13, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	201746152
Prior Transfer Date	Aug 4, 1999
Prior Transfer Doc	0000000947
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	982 RIDGEFIELD LN, WHEELING, IL 60090-5954
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029204180
Date	Oct 19, 2021
Instrument	2129204180

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	982 RIDGEFIELD LN, WHEELING, IL 60090-5954
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011149116
Date	Apr 21, 2021
Instrument	2111149116

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 13, 2017
Property Address	982 RIDGEFIELD LN, WHEELING, IL 60090-5954
Document Number	1725646152
Instrument Date	Sep 1, 2017
Instrument	25646152
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	982 RIDGEFIELD LN #5-8 WHEELING IL 600905954, 5-8, WHEELING, IL 60090-5954

Mortgage

Document Number	1725646155
Date	Sep 13, 2017
Instrument	25646155

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Prospect Heights School District 23 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,004 (+27.13%) Land $4,672 Building $17,332	$220,040 (+27.13%) Land $46,720 Building $173,320
2023	$4,160.00 (+5.48%)
2022	$3,944.00 Homeowner's exemption	$17,308 Land $3,953 Building $13,355	$173,080 Land $39,530 Building $133,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile.

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