974 Ridgefield Ln, Wheeling, IL 60090 Property Records

Cook County property record for 974 Ridgefield Ln, Wheeling, IL 60090

Property Summary

Property Type	Condominium
Details	2 bd · 1,301 sqft · built 1986
Lot Size	6.2 acres (270,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Apr 2024)
Tax Bill	$6,578 (2023)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-15-210-028-1039`

Property Details

APN / Parcel Number

Primary APN	`03-15-210-028-1039`

Interior

Bedrooms	2 Beds
Building Area	1,301 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	270,420 sqft

Location & Zoning

Street Address	974 RIDGEFIELD LN, 6
City	WHEELING
State	IL
Zip	60090-5900
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	U6-3 COUNTRY HOMES OF RIDGEFIELD LA NE CONDO NE1/4 S15 T42N R11E
Legal Range	11E
Legal Township	42N
Legal Section	15
Legal Subdivision	COUNTRY HOMES OF RIDGEFIELD LANE CONDOMI
Legal Lot Number	13
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	1
Census Block	1012
Census Tract	803014

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3228 N HAMLIN AVE, 2R, CHICAGO, IL 60618-5231
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Oct 27, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024 · Amount on Record
Deed Sale	Apr 2, 2024 · Amount on Record
Prior Sale	Oct 27, 2020 · Amount on Record
Deed Document Number	20242115
Prior Transfer Date	May 2, 2013
Prior Transfer Doc	0000056059
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 2, 2024
Property Address	974 RIDGEFIELD LN, WHEELING, IL 60090-5900
Document Number	0009302115
Map Reference	DOC 244522
Instrument Date	Mar 29, 2024
Instrument	2409302115
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	974 RIDGEFIELD LN, WHEELING, IL 60090-5900

Mortgage

Document Number	0009302116
Date	Apr 2, 2024
Instrument	2409302116

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate	6.37%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 27, 2020
Property Address	974 RIDGEFIELD LN, WHEELING, IL 60090-5900
Document Number	2029903025
Instrument Date	Sep 7, 2020
Instrument	29903025
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 RIDGEFIELD LN WHEELING IL 600905900, WHEELING, IL 60090-5900

Mortgage

Document Number	2029903026
Date	Oct 27, 2020
Instrument	29903026

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Prospect Heights School District 23 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,130 (+27.14%) Land $5,973 Building $22,157	$281,300 (+27.14%) Land $59,730 Building $221,570
2023	$6,578.00 (+4.7%)
2022	$6,283.00 Homeowner's exemption	$22,126 Land $5,053 Building $17,073	$221,260 Land $50,530 Building $170,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile.

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