Allegan County property record for 982 Gainder Rd, Plainwell, MI 49080
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 976 sqft · built 1930 |
| Lot Size | 0.557 acres (24,263 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Dec 2022) |
| Tax Bill | $2,145 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 08-220-018-00 |
| Primary APN | 08-220-018-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Foundation Type | No Foundation |
| Lot Area | 24,263 sqft (0.557 acres) |
| Lot Dimensions | 232 ft deep x 111 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 982 GAINDER RD |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 18 GAINDER & MORRISON ASSESSOR'S PLAT SEC 8 T1N R11W. |
| Legal Range | 11W |
| Legal Township | 01N |
| Legal Section | 08 |
| Legal Subdivision | GAINDER & MORRISON ASSRS |
| Legal Lot Number | 18 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | GUN PLAIN |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 32000 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 982 GAINDER RD, PLAINWELL, MI 49080-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2022 · Amount on Record |
| Deed Sale | Dec 13, 2022 · Amount on Record |
| Prior Sale | Oct 25, 2002 · Amount on Record |
| Deed Document Number | 202223152 |
| Deed Book / Page | 4823 / 139 |
| Prior Transfer Date | Oct 15, 2002 |
| Prior Transfer Doc | 2321000255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Dec 13, 2022 |
| Property Address | 982 GAINDER RD, PLAINWELL, MI 49080-9516 |
| Document Number | 004823/139 |
| Book / Page | 4823 / 139 |
| Map Reference | LB 11 PG 3 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022023152 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Title Company | STARR TITLE AGENCY INC, STAR TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7, ALLEGAN, MI 49010-0007 |
| Name | Verified Name |
|---|---|
| Address | 1020 JOOSTEN ST SW, WYOMING, MI 49509-1484 |
| Document Number | 0004823141 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 4823-141 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Gun Plain Township |
| Unified School District | Plainwell Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,600 (+43.69%) Land $17,300 Building $61,300 | $157,200 (+43.69%) Land $34,600 Building $122,600 | |
| 2025 | $2,145.00 (-19.96%) | ||
| 2023 | $54,700 Land $11,800 Building $42,900 | $109,400 Land $23,600 Building $85,800 | |
| 2022 | $2,680.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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