Allegan County property record for 971 Gainder Rd, Plainwell, MI 49080
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,086 sqft · built 1956 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (May 2025) |
| Tax Bill | $1,181 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-220-013-00 |
| Primary APN | 08-220-013-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,086 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 456 sqft |
| Unfinished Basement | 456 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 198 ft deep x 49.5 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 971 GAINDER RD |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 13 GAINDER & MORRISON ASSESSOR'S PLAT SEC 8 T1N R11W. |
| Legal Range | 11W |
| Legal Township | 01N |
| Legal Section | 08 |
| Legal Subdivision | GAINDER AND MORRISON ASSESSORS PLAT |
| Legal Lot Number | 13 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | GUN PLAIN |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 32000 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 670 LINCOLN RD, OTSEGO, MI 49078-9773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2022 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PACOR MORTGAGE CORP |
| Oct 10, 2017 | Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2025 · Amount on Record |
| Deed Sale | May 7, 2025 · Amount on Record |
| Prior Sale | Oct 10, 2017 · Amount on Record |
| Deed Document Number | 20257077 |
| Deed Book / Page | 5031 / 298 |
| Prior Transfer Date | May 19, 2016 |
| Prior Transfer Doc | 4032/826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 971 GAINDER RD, PLAINWELL, MI 49080-9516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 971 GAINDER RD, PLAINWELL, MI 49080-9516 |
| Document Number | 004808/757 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 4808/757 |
| Instrument | 2022020229 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 971 GAINDER RD, PLAINWELL, MI 49080-9516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4497/316 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 4497/316 |
| Name | PACOR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OAK FOREST, IL 60452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Oct 10, 2017 |
| Property Address | 971 GAINDER RD, PLAINWELL, MI 49080-9516 |
| Document Number | 4184/523 |
| Book / Page | 4184 / 523 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 4184-523 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | BEST HOMES TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 925 118TH AVE, MARTIN, MI 49070-9731 |
| Document Number | 4184525 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 4184-525 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Gun Plain Township |
| Unified School District | Plainwell Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,000 (+43.12%) Land $7,400 Building $70,600 | $156,000 (+43.12%) Land $14,800 Building $141,200 | |
| 2025 | $1,181.00 (+12.48%) | ||
| 2023 | $54,500 Land $5,300 Building $49,200 | $109,000 Land $10,600 Building $98,400 | |
| 2022 | $1,050.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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