982 Elm Dr, Crown Point, IN 46307 Property Records

Lake County property record for 982 Elm Dr, Crown Point, IN 46307

Property Summary

Property Type	Condominium
Details	12,160 sqft · built 1998
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2012)
Tax Bill	$1,932 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-23-09-0503-0059`

Property Details

APN / Parcel Number

Primary APN	`003-23-09-0503-0059`
Alternative APNs	`45-16-04-101-061.000-042` `230905030059`

Interior

Units	8 Units
Stories	2 Stories
Building Area	12,160 sqft Base Area

Exterior

Year Built	Built 1998
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	8,146 sqft
Garage Type	Detached
Garage Area	520 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	003-23-09-0503-0059
Old Parcel Number	230905030059
Street Address	982 ELM DR
City	CROWN POINT
State	IN
Zip	46307-1453
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R33
Legal Description	TROUTWINE ESTATES CONDOMINIUM UNIT 982 BLDG B & GARAGE B982
Legal Subdivision	TROUTWINE ESTATE CONDO
Legal Block	982
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2005
Census Tract	43001

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	982 ELM DR, CROWN POINT, IN 46307-1453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2012 · Amount on Record
Deed Sale	Aug 16, 2012 · Amount on Record
Prior Sale	Oct 17, 2005
Deed Document Number	2012 054887
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	982 ELM DR, CROWN POINT, IN 46307-1453
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016447
Date	Apr 20, 2022
Instrument	2022-516447

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	982 ELM DR, CROWN POINT, IN 46307-1453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BARRISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060989
Date	Sep 3, 2020
Instrument	2020 060989

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Municipality	Crown Point City
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,300 (+13.64%) Land $30,000 Building $178,300	$208,300 (+13.64%) Land $30,000 Building $178,300
2024	$1,932.00 (+4.21%)
2023		$183,300 (+8.4%) Land $30,000 Building $153,300	$183,300 (+8.4%) Land $30,000 Building $153,300
2022	$1,854.00	$169,100 Land $30,000 Building $139,100	$169,100 Land $30,000 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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