962 Elm Dr, Crown Point, IN 46307 Property Records

Lake County property record for 962 Elm Dr, Crown Point, IN 46307

Property Summary

Property Type	Condominium
Details	24,320 sqft · built 1999
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2023)
Tax Bill	$1,865 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-23-09-0503-0051`

Property Details

APN / Parcel Number

Primary APN	`003-23-09-0503-0051`
Alternative APNs	`45-16-04-101-053.000-042` `230905030051`

Interior

Units	16 Units
Stories	2 Stories
Building Area	24,320 sqft Base Area

Exterior

Year Built	Built 1999
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	16,335 sqft
Garage Type	Detached
Garage Area	260 sqft

Location & Zoning

Account Number	003-23-09-0503-0051
Old Parcel Number	230905030051
Street Address	962 ELM DR
City	CROWN POINT
State	IN
Zip	46307-1453
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R33
Legal Description	TROUTWINE ESTATES CONDOMINIUM UNIT 962 BLDG B & GARAGE 3960
Legal Subdivision	TROUTWINE ESTATES
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2005
Census Tract	43001

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	962 ELM DR, CROWN POINT, IN 46307-1453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 15, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Jun 5, 2018	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Jun 5, 2018
Deed Document Number	2023-521571
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 7, 2023
Property Address	962 ELM DR, CROWN POINT, IN 46307-1453
Document Number	0000021571
Map Reference	DOC 96053792
Instrument Date	Jul 6, 2023
Instrument	2023-521571
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 ELM DR, CROWN POINT, IN 46307-1453

Mortgage

Document Number	0000021572
Date	Jul 7, 2023
Instrument	2023-521572

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	962 ELM DR, CROWN POINT, IN 46307-1453
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043120
Date	Jun 18, 2021
Instrument	2021-043120

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	962 ELM DR, CROWN POINT, IN 46307-1453
Document Number	0000081190
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	962 ELM DR #B CROWN POINT IN 463071453, B, CROWN POINT, IN 46307-1453

Mortgage

Document Number	0000081190
Date	Nov 26, 2019
Instrument	81190

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 5, 2018
Property Address	962 ELM DR, CROWN POINT, IN 46307-1453
Document Number	0000035181
Instrument Date	May 25, 2018
Instrument	35181
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	962 ELM DR #B CROWN POINT IN 463071453, B, CROWN POINT, IN 46307-1453

Mortgage

Document Number	35182
Date	Jun 5, 2018
Instrument	35182

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Municipality	Crown Point City
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,800 (+20.34%) Land $30,000 Building $184,800	$214,800 (+20.34%) Land $30,000 Building $184,800
2024	$1,865.00 (-50.6%)
2023		$178,500 (+4.32%) Land $30,000 Building $148,500	$178,500 (+4.32%) Land $30,000 Building $148,500
2022	$3,775.00 (-1.74%)	$171,100 Land $30,000 Building $141,100	$171,100 Land $30,000 Building $141,100
2021	$3,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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