982 Echo Ct, Xenia, OH 45385 Property Records

Greene County property record for 982 Echo Ct, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,188 sqft · built 1995
Lot Size	0.618 acres (26,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jun 2021)
Tax Bill	$4,120 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0027.0-0034.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0027.0-0034.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,188 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	26,920 sqft (0.618 acres)
Lot Width	168 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	982 ECHO CT
City	XENIA
State	OH
Zip	45385-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER BROOKE SEC ONE LOT 29 0.618AC ECHO CT
Legal Subdivision	SUMMER BROOKE
Legal Lot Number	29
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	4
Census Block	4002
Census Tract	240500

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	982 ECHO CT, XENIA, OH 45385-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Intrafamily Transfer, Transfer
Jun 7, 2021	Survivorship Deed, Transfer · Conventional Mortgage THE OLD FORT BANKING COMPANY
May 15, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Feb 6, 1996 · Amount on Record
Deed Document Number	202113579
Last Transfer Date	Sep 12, 2022
Transfer Doc	0000019093
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE OH
Recording Date	Oct 11, 2022
Property Address	982 ECHO CT, XENIA, OH 45385-1454
Document Number	0000019093
Map Reference	VOL 30 PG 119B-122A
Instrument Date	Sep 12, 2022
Instrument	2022019093
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	982 ECHO CT, XENIA, OH 45385-1454

June 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GREENE OH
Recording Date	Jun 7, 2021
Property Address	982 ECHO CT, XENIA, OH 45385-1454
Document Number	2021013579
Map Reference	VOL 30 PG 119B-122A
Instrument Date	May 28, 2021
Instrument	2021013579
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	982 ECHO CT, XENIA, OH 45385-1454

Mortgage

Document Number	2021013580
Date	Jun 7, 2021
Instrument	2021013580

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	GREENE OH
Recording Date	May 15, 2020
Property Address	982 ECHO CT, XENIA, OH 45385-1454
Document Number	0000008633
Instrument Date	May 14, 2020
Instrument	8633
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 ECHO CT XENIA OH 453851454, XENIA, OH 45385-1454

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	982 ECHO CT, XENIA, OH 45385-1454
Document Number	0000017558
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	982 ECHO CT XENIA OH 453851454, XENIA, OH 45385-1454

Mortgage

Document Number	0000017558
Date	Oct 22, 2019
Instrument	17558

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,120.00 (-4.59%)	$103,570 (-) Land $18,300 Building $85,270
2024	$4,318.00 (-1.8%)	$103,570 (-) Land $18,300 Building $85,270
2023	$4,397.00 (+33.32%)	$103,570 (+37.58%) Land $18,300 Building $85,270	$295,920 (+37.58%) Land $52,290 Building $243,630
2022	$3,298.00	$75,280 Land $11,440 Building $63,840
2020			$215,090 Land $32,680 Building $182,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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