Greene County property record for 975 Echo Ct, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,192 sqft · built 1996 |
| Lot Size | 1.31 acres (57,281 sqft) |
| Owner | Trust Name on File |
| Last Sale | $168,825 (Mar 1996) |
| Tax Bill | $3,943 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0002-0027.0-0032.00 |
| Primary APN | M40-0002-0027.0-0032.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 57,281 sqft (1.31 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 975 ECHO CT |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMER BROOKE SEC ONE LOT 27 1.315AC ECHO CT |
| Legal Subdivision | SUMMER BROOKE |
| Legal Lot Number | 27 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | XENIA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 240500 |
Source: Greene County records · APN M40-0002-0027.0-0032.00
Assessment roll updated March 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 975 ECHO CT, XENIA, OH 45385-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 08, 2025 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Oct 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 1996 · Amount on Record |
| Deed Sale | Mar 28, 1996 · Amount on Record |
| Prior Sale | Sep 25, 1995 · Amount on Record |
| Last Transfer Date | Aug 28, 2014 |
| Transfer Doc | 0035760424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 975 ECHO CT, XENIA, OH 45385-1454 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 975 ECHO CT, XENIA, OH 45385-1454 |
| Document Number | 0000015900 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 2025015900 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | 3560 PENTAGON BLVD, BEAVERCREEK, OH 45431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 25, 2050 |
| Change Frequency | Monthly |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Oct 20, 2020 |
| Property Address | 975 ECHO CT, XENIA, OH 45385-1454 |
| Document Number | 0000021269 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 21269 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 975 ECHO CT XENIA OH 453851454, XENIA, OH 45385-1454 |
Source: Greene County records · Assessment roll updated March 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| Municipality | Xenia City |
| Unified School District | Xenia Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,943.00 (-4.57%) | $99,080 (-) Land $18,120 Building $80,960 | |
| 2024 | $4,132.00 (-1.78%) | $99,080 (-) Land $18,120 Building $80,960 | |
| 2023 | $4,207.00 (+12.13%) | $99,080 (+30.92%) Land $18,120 Building $80,960 | $283,100 (+30.93%) Land $51,780 Building $231,320 |
| 2022 | $3,752.00 | $75,680 Land $15,100 Building $60,580 | |
| 2020 | $216,230 Land $43,150 Building $173,080 |
Source: FEMA National Flood Hazard Layer, Greene County (39057C), as of March 28, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390572405004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 170 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH2902812, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | XENIA CITY PWS serves 29,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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