Douglas County property record for 982 E Valley Rd, Gardnerville, NV 89410
| Property Type | Single Family Home |
|---|---|
| Details | 3,018 sqft · built 2020 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | Company Name on Record |
| Last Sale | $995,000 (Dec 2020) |
| Tax Bill | $9,442 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1220-14-010-001 |
| Primary APN | 1220-14-010-001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,018 sqft Living Area |
| Gross Area | 6,180 sqft |
| 1st Floor Area | 3,018 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 66,211 sqft (1.52 acres) |
| Garage Type | Attached |
| Garage Area | 3,162 sqft |
| Parking Spaces | 11 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 000029550010 |
|---|---|
| Street Address | 982 E VALLEY RD |
| City | GARDNERVILLE |
| State | NV |
| Zip | 89410-6153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRUETT RANCHES SUB LOT 1 BLOCK A |
| Legal Range | 20E |
| Legal Township | 12N |
| Legal Section | 14 |
| Legal Subdivision | PRUETT RANCHES SUB |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | DOUGLAS NV |
| Township / Civil Division | GARDNERVILLE-MINDEN |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 2300 |
Source: Douglas County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 387, GARDNERVILLE, NV 89410-0387 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Dec 3, 2020 | Deed of Trust, Mortgage FINANCE OF AMERICA MTG |
| Dec 4, 2020 | Grant Deed, Transfer WESTERN TITLE |
| Apr 18, 2019 | Grant Deed, Transfer WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on Record |
| Deed Sale | Dec 4, 2020 · Amount on Record |
| Prior Sale | Apr 18, 2019 · Amount on Record |
| Deed Document Number | 2020957622 |
| Prior Transfer Date | Dec 22, 2011 |
| Prior Transfer Doc | 0000796041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 982 E VALLEY RD, GARDNERVILLE, NV 89410-6153 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000076552 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021-976552 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | 4908 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 982 E VALLEY RD, GARDNERVILLE, NV 89410-6153 |
| Document Number | 0000957623 |
| Instrument Date | Dec 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 982 E VALLEY RD GARDNERVILLE NV 89410, GARDNERVILLE, NV 89410 |
| Document Number | 0000957623 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 957623 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 3, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Dec 4, 2020 |
| Property Address | 982 E VALLEY RD, GARDNERVILLE, NV 89410-6153 |
| Document Number | 0000957622 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 957622 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | WESTERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,881.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 387 GARDNERVILLE NV 894100387, GARDNERVILLE, NV 89410-0387 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Apr 18, 2019 |
| Property Address | 982 E VALLEY RD, GARDNERVILLE, NV 89410-6153 |
| Document Number | 0000928008 |
| Instrument Date | Mar 31, 2019 |
| Instrument | 928008 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2019 |
| Title Company | WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $780.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 114 GARDNERVILLE NV 894100114, GARDNERVILLE, NV 89410-0114 |
Source: Douglas County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Douglas County |
| Unified School District | Douglas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,442.00 (+3%) | $354,116 (+0.99%) Land $73,500 Building $280,616 | |
| 2025 | $9,167.00 (+6.09%) | $350,658 (+5.7%) Land $66,500 Building $284,158 | $1,001,880 (+5.7%) Land $190,000 Building $811,880 |
| 2023 | $8,641.00 | $331,758 Land $66,500 Building $265,258 | $947,880 (+39.79%) Land $190,000 Building $757,880 |
| 2021 | $678,057 Land $140,000 Building $538,057 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 19 (1995–2025) |
| Claims Outside the SFHA | 3 of 19 |
| Most Recent Claim | Sep 2025 · alluvial fan flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 68% of Nevada |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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