1069 E Valley Rd, Gardnerville, NV 89410 Property Records

Douglas County property record for 1069 E Valley Rd, Gardnerville, NV 89410 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2,928 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$457,000 (Jan 2020)
Tax Bill	$1,735 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1220-12-310-060`

Property Details

APN / Parcel Number

Primary APN	`1220-12-310-060`
Alternative APNs	`000023224010` `23224010`

Interior

Stories	1 Story
Building Area	2,928 sqft Living Area
Gross Area	3,488 sqft
1st Floor Area	2,928 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	000023224010
Street Address	1069 E VALLEY RD
City	GARDNERVILLE
State	NV
Zip	89410-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINENUT SUB #1 LOT 64
Legal Range	20E
Legal Township	12N
Legal Section	12
Legal Subdivision	PINENUT SUB #1
Legal Block	2
Legal Lot Number	64
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	2
Census Block	2037
Census Tract	2300

Owner

Source: Douglas County records · APN 1220-12-310-060

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1069 E VALLEY RD, GARDNERVILLE, NV 89410-6103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED FCU
Apr 02, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 29, 2020	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	2020941504
Last Transfer Date	Mar 29, 2021
Transfer Doc	0000064765
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1069 E VALLEY RD, GARDNERVILLE, NV 89410-6103
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094607
Date	Mar 10, 2023
Instrument	2023-994607

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Aug 15, 2037

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NV
Recording Date	Apr 02, 2021
Property Address	1069 E VALLEY RD, GARDNERVILLE, NV 89410-6103
Document Number	0000064765
Map Reference	MB 1 DOC 22783
Instrument Date	Mar 29, 2021
Instrument	2021-964765
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1069 E VALLEY RD, GARDNERVILLE, NV 89410-6103

Mortgage

Document Number	0000064766
Date	Apr 02, 2021
Instrument	2021-964766

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Jan 29, 2020
Property Address	1069 E VALLEY RD, GARDNERVILLE, NV 89410-6103
Document Number	0000941504
Instrument Date	Jan 13, 2020
Instrument	941504
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,782.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1069 E VALLEY RD GARDNERVILLE NV 894106103, GARDNERVILLE, NV 89410-6103

Mortgage

Document Number	941505
Date	Jan 29, 2020
Instrument	941505

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,109 (+6.26%) Land $45,500 Building $41,609
2025	$1,735.00 (+6.12%)	$81,974 (+4.92%) Land $40,250 Building $41,724	$234,211 (+4.92%) Land $115,000 Building $119,211
2023	$1,635.00	$78,129 Land $40,250 Building $37,879	$223,226 (+18.8%) Land $115,000 Building $108,226
2021			$187,897 Land $95,000 Building $92,897

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (32005C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320050023002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	11 (1995–2014)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Aug 2014, other causes

Wildfire

Wildfire Risk	High above 73% of the US · above 47% of Nevada
Wildfire Likelihood	About 1 in 365 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Hot Spot Broadband	Fixed Wireless (unlicensed)	100 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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