982 E Sterling Cir, Spanish Fork, UT 84660 Property Records

Utah County property record for 982 E Sterling Cir, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,300 sqft · built 1964
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$202,500 (Jun 2018)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47-001-0022`

Property Details

APN / Parcel Number

Primary APN	`47-001-0022`
Alternative APN	`068282`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Garage Area	416 sqft
Carport	Carport
Carport Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	068282
Street Address	982 E STERLING CIR
City	SPANISH FORK
State	UT
Zip	84660-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLK. 2, PLAT A, NEBO SUBD.
Legal Subdivision	NEBO SUB
Legal Block	2
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2020
Census Tract	3205

Owner

982 E Sterling Cir is owned and occupied by an individual who bought it in June 2018.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	982 E STERLING CIR, SPANISH FORK, UT 84660-2536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Sep 25, 2020	Deed of Trust, Mortgage SECURITY HM MTG
Sep 13, 2019	Deed of Trust, Mortgage SECURITY HM MTG
Jun 11, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2018 · Amount on File
Deed Sale	Jun 11, 2018 · Amount on File
Prior Sale	Aug 18, 2000 · Amount on File
Deed Document Number	201853991
Prior Transfer Date	Jun 5, 2018
Prior Transfer Doc	0000053991
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	982 E STERLING CIR, SPANISH FORK, UT 84660-2536
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179985
Date	Oct 22, 2021
Instrument	179985:2021

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	OREM, UT 84058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	982 E STERLING CIR, SPANISH FORK, UT 84660-2536
Document Number	0000151314
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 E STERLING CIR SPANISH FORK UT 846602536, SPANISH FORK, UT 84660-2536

Mortgage

Document Number	0000151314
Date	Sep 30, 2020
Instrument	151314

Lender

Name	SECURITY HM MTG
Type	Mortgage Company
Address	OREM, UT 84058

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	982 E STERLING CIR, SPANISH FORK, UT 84660-2536
Document Number	0000092675
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	FIRST AMERICAN-OREM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 E STERLING CIR SPANISH FORK UT 84660, SPANISH FORK, UT 84660

Mortgage

Document Number	0000092675
Date	Sep 18, 2019
Instrument	92675

Lender

Name	SECURITY HM MTG
Type	Mortgage Company
Address	OREM, UT 84058

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 11, 2018
Property Address	982 E STERLING CIR, SPANISH FORK, UT 84660-2536
Document Number	0000053991
Instrument Date	Jun 5, 2018
Instrument	053991:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 E STERLING CIR, SPANISH FORK, UT 84660

Mortgage

Document Number	0000053992
Date	Jun 11, 2018
Instrument	053992:2018

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 982 E Sterling Cir was $2,053.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,030 (-44.01%)	$394,600 (+1.81%) Land $163,400 Building $231,200
2025	$2,053.00	$387,600 Land $163,400 Building $224,200	$387,600 Land $163,400 Building $224,200
2024	$2,053.00 (+9.38%)
2023	$1,877.00 (-2.39%)	$193,765	$352,300 Land $155,600 Building $196,700
2022	$1,923.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 982 E Sterling Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 982 E Sterling Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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