1003 E Sterling Cir, Spanish Fork, UT 84660 Property Records

Utah County property record for 1003 E Sterling Cir, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,369 sqft · built 1959
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$341,188 (Jul 2025)
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`47-001-0025`

Property Details

APN / Parcel Number

Primary APN	`47-001-0025`
Alternative APN	`068285`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	1,369 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	300 sqft
Porch	Open Slab
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	068285
Street Address	1003 E STERLING CIR
City	SPANISH FORK
State	UT
Zip	84660-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK. 2, PLAT A, NEBO SUBD.
Legal Subdivision	NEBO SUB
Legal Block	2
Legal Lot Number	8
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2020
Census Tract	3205

Owner

1003 E Sterling Cir is owned and occupied by two individuals who bought it in July 2025.

Source: Utah County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF UTAH
May 9, 2022	Intrafamily Transfer, Transfer · Line of Credit BANK OF UTAH
Jul 14, 2021	Intrafamily Transfer, Transfer KEY LAND TITLE
Jul 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Sep 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage VERITAS FUNDING LLC
Jun 17, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Nov 9, 2018	Affidavit of Death, Transfer PRO TITLE, PRO TITLE & ESCROW INC
Nov 9, 2018	Personal Representative Deed, Transfer SOURCEONE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Prior Sale	May 9, 2022 · Amount on File
Deed Document Number	202552316
Prior Transfer Date	May 3, 2022
Prior Transfer Doc	0000056860
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537

Mortgage

Document Number	0000026468
Date	Mar 31, 2026
Instrument	26468:2026

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537
Transaction Type	Mortgage
Record Updated	Jul 6, 2022
Title Company	OLD REPUBLIC TTL SOUTH OGDEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070172
Date	Jun 13, 2022
Instrument	70172:2022

Lender

Name	BANK OF UTAH
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	May 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 9, 2022
Property Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537
Document Number	0000056860
Instrument Date	May 3, 2022
Instrument	56860:2022
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537

Mortgage

Document Number	0000056861
Date	May 9, 2022
Instrument	56861:2022

Lender

Name	BANK OF UTAH
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 3, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 14, 2021
Property Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537
Document Number	0000124784
Instrument Date	Jul 9, 2021
Instrument	124784:2021
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 14, 2021
Property Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537
Document Number	0000124782
Instrument Date	Jul 9, 2021
Instrument	124782:2021
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537

Mortgage

Document Number	0000124783
Date	Jul 14, 2021
Instrument	124783:2021

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537
Document Number	0000167448
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E STERLING CIR SPANISH FORK UT 846602537, SPANISH FORK, UT 84660-2537

Mortgage

Document Number	0000167448
Date	Oct 26, 2020
Instrument	167448

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	RIVERDALE, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 2, 2020
Property Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537
Document Number	0000133739
Instrument Date	Aug 28, 2020
Instrument	133739:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537

Mortgage

Document Number	0000133740
Date	Sep 2, 2020
Instrument	133740:2020

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 17, 2019
Property Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537
Document Number	0000054966
Instrument Date	Jun 14, 2019
Instrument	054966:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NORTH AMERICAN TITLE UT OREM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537

Mortgage

Document Number	0000054967
Date	Jun 17, 2019
Instrument	054967:2019

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	UTAH UT
Recording Date	Nov 9, 2018
Property Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537
Document Number	0000107627
Instrument Date	Nov 8, 2018
Instrument	107627
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E STERLING CIR SPANISH FORK UT 846602537, SPANISH FORK, UT 84660-2537

November 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	UTAH UT
Recording Date	Nov 9, 2018
Property Address	1003 E STERLING CIR, SPANISH FORK, UT 84660-2537
Document Number	0000107628
Instrument Date	Nov 2, 2018
Instrument	107628:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PRO TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SOUTH QUIVIRA VINEYARD, OREM, UT 84058

Mortgage

Document Number	0000107629
Date	Nov 9, 2018
Instrument	107629:2018

Lender

Name	SOURCEONE FINANCIAL INC
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1003 E Sterling Cir was $2,012, up 6.9% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,560 (-0.13%)	$379,200 (-0.13%) Land $190,300 Building $188,900
2025	$2,012.00 (+6.85%)	$208,835	$379,700 Land $190,300 Building $189,400
2024	$1,883.00 (-1.77%)
2023	$1,917.00 (-4.72%)	$197,835	$359,700 Land $181,100 Building $178,600
2022	$2,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 E Sterling Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1003 E Sterling Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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