Kenton County property record for 982 E Mount Zion Rd, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1986 |
| Lot Size | 2.66 acres (115,870 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,669 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-30-00-055.00 |
| Primary APN | 006-30-00-055.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,440 sqft Finished Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 115,870 sqft (2.66 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 982 E MOUNT ZION RD |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.66 ACS NS EAST MT ZION RD |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 63604 |
982 E Mount Zion Rd is owned and occupied by two individuals who acquired it in October 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 982 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2025 | Intrafamily Transfer, Transfer |
| Jul 17, 2018 | Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 8, 2025 |
| Transfer Doc | 0005900139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 8, 2025 |
| Property Address | 982 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532 |
| Document Number | 0005900139 |
| Book / Page | KC 367 / 472 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 25100805900139 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 982 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 982 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 982 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532 |
| Document Number | 0000000471 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 982 E MOUNT ZION RD INDEPENDENCE KY 410519532, INDEPENDENCE, KY 41051-9532 |
| Document Number | 0000000471 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 0I4138/000260 |
| Instrument | 471 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2048 |
The 2025 property tax bill for 982 E Mount Zion Rd was $2,669, up 130.3% from the year before.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,500 (-) Land $35,000 Building $194,500 | $229,500 (-) Land $35,000 Building $194,500 | |
| 2025 | $2,669.00 (+130.28%) | $229,500 (+62.77%) Land $35,000 Building $194,500 | $229,500 (+62.77%) Land $35,000 Building $194,500 |
| 2024 | $1,159.00 (-2.85%) Homeowner's exemption | $141,000 (-) Land $30,000 Building $111,000 | $141,000 (-) Land $30,000 Building $111,000 |
| 2023 | $1,193.00 Homeowner's exemption | $141,000 Land $30,000 Building $111,000 | $141,000 Land $30,000 Building $111,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 982 E Mount Zion Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 982 E Mount Zion Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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