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976 E Mount Zion Rd, Independence, KY 41051 Property Records

Kenton County property record for 976 E Mount Zion Rd, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,322 sqft · built 1984
Lot Size1.03 acres (44,954 sqft)
Owner2 Trust Names on File
Tax Bill$1,578 (2025)
Deeds & MortgagesMar 2026 Sale
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN006-30-00-054.00

Property Details

APN / Parcel Number

Primary APN006-30-00-054.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,322 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area44,954 sqft (1.03 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address976 E MOUNT ZION RD
CityINDEPENDENCE
StateKY
Zip41051-9532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.032 ACS NS EAST MT ZION RD
Legal SubdivisionR W GROSS SUB
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2005
Census Tract63604

Owner

976 E Mount Zion Rd is owner-occupied and held in a trust.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address7421 JOSEPH ST, CINCINNATI, OH 45231-4437
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Warranty Deed, Transfer
Sep 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 30, 2026
Property Address976 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532
Document Number0000006321
Book / Page407 / 448
Instrument DateMar 20, 2026
Instrument26059000006321
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address976 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address7421 JOSEPH ST, MOUNT HEALTHY, OH 45231-4437

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address976 E MOUNT ZION RD, INDEPENDENCE, KY 41051-9532
Document Number0000000159
Instrument DateSep 7, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address13024 MARTIN RD INDEPENDENCE KY 410517745, INDEPENDENCE, KY 41051-7745

Mortgage

Document Number0000000159
DateSep 21, 2017
Book Page0I4003/000023
Instrument159
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueSep 20, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 976 E Mount Zion Rd was $1,578 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$184,800 (-) Land $25,000 Building $159,800$184,800 (-) Land $25,000 Building $159,800
2025$1,578.00 Homeowner's exemption$184,800 Land $25,000 Building $159,800$184,800 Land $25,000 Building $159,800
2023$1,267.00 Homeowner's exemption$146,800 Land $25,000 Building $121,800$146,800 Land $25,000 Building $121,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 976 E Mount Zion Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 976 E Mount Zion Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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