982 Covington Ct, Central Point, OR 97502 Property Records

Jackson County property record for 982 Covington Ct, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,432 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Mar 2018)
Tax Bill	$4,727 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`372W11DB6512`

Property Details

APN / Parcel Number

Primary APN	`372W11DB6512`
Alternative APNs	`372W11DB06512` `10983156`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	2,916 sqft
1st Floor Area	1,252 sqft
2nd Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	86 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	982 COVINGTON CT
City	CENTRAL POINT
State	OR
Zip	97502-2997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Range	02W
Legal Township	37S
Legal Section	11
Legal Quarter	4
Legal Subdivision	BORIAN ESTATES
Legal Block	4
Legal Lot Number	3
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	4
Census Block	4008
Census Tract	1001

Owner

Source: Jackson County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	982 COVINGTON CT, CENTRAL POINT, OR 97502-2997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS
Apr 3, 2019	Deed of Trust, Mortgage · Line of Credit ROGUE CU
Mar 9, 2018	Warranty Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Nov 29, 2007 · Amount on Record
Deed Document Number	20187567
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	Sep 10, 2026
Property Address	982 COVINGTON CT, CENTRAL POINT, OR 97502-2997
Document Number	0000020376
Instrument Date	Sep 4, 2026
Instrument	202620376
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 COVINGTON CT, CENTRAL POINT, OR 97502-2997

Mortgage

Document Number	0000020376,
Date	Sep 10, 2026
Instrument	202620376

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	982 COVINGTON CT, CENTRAL POINT, OR 97502-2997
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035953
Date	Sep 30, 2020
Instrument	2020-035953

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	Sep 1, 2026
Property Address	982 COVINGTON CT, CENTRAL POINT, OR 97502-2997
Document Number	0000019749
Instrument Date	Sep 24, 2020
Instrument	202619749
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	982 COVINGTON CT, CENTRAL POINT, OR 97502-2997

Mortgage

Document Number	0000019749,
Date	Sep 1, 2026
Instrument	202619749

Lender

Name	CALIBER HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Oct 1, 2050

Interest

Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	982 COVINGTON CT, CENTRAL POINT, OR 97502-2997
Document Number	0000009217
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	982 COVINGTON CT CENTRAL POINT OR 975022997, CENTRAL POINT, OR 97502-2997

Mortgage

Document Number	0000009217
Date	Apr 8, 2019
Instrument	9217

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501-0278

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 7, 2044

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 9, 2018
Property Address	982 COVINGTON CT, CENTRAL POINT, OR 97502-2997
Document Number	0000007567
Map Reference	VOL31 PG78
Instrument Date	Mar 8, 2018
Instrument	2018-007567
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 COVINGTON CT, CENTRAL POINT, OR 97502-2997

Mortgage

Document Number	0000007568
Date	Mar 9, 2018
Instrument	2018-007568

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,670 (+3%)	$551,550 (+2.61%) Land $122,040 Building $429,510
2025	$4,727.00 (+2.52%)	$277,350 (+3%) Land $69,980 Building $207,370	$537,520 (-2.95%) Land $120,650 Building $416,870
2024	$4,611.00 (+3.34%)	$269,280 (+3%) Land $67,940 Building $201,340	$553,880 (-3.42%) Land $117,250 Building $436,630
2023	$4,462.00 (+2.39%)	$261,440 (+3%) Land $65,970 Building $195,470	$573,520 (+10.52%) Land $132,570 Building $440,950
2022	$4,358.00	$253,830 Land $64,050 Building $189,780	$518,950 Land $113,080 Building $405,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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