966 Covington Ct, Central Point, OR 97502 Property Records

Jackson County property record for 966 Covington Ct, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,602 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$294,200 (Aug 2015)
Tax Bill	$5,245 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`372W11DB6510`

Property Details

APN / Parcel Number

Primary APN	`372W11DB6510`
Alternative APNs	`372W11DB06510` `0010983154` `10983154`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,602 sqft Living Area
Gross Area	3,042 sqft
1st Floor Area	1,482 sqft
2nd Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	120 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	966 COVINGTON CT
City	CENTRAL POINT
State	OR
Zip	97502-2997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Range	02W
Legal Township	37S
Legal Section	11
Legal Quarter	4
Legal Subdivision	BORIAN ESTATES
Legal Block	4
Legal Lot Number	5
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	4
Census Block	4008
Census Tract	1001

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	966 COVINGTON CT, CENTRAL POINT, OR 97502-2997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2015 · Amount on Record
Deed Sale	Aug 12, 2015 · Amount on Record
Prior Sale	Feb 25, 2013 · Amount on Record
Deed Document Number	201527487
Prior Transfer Date	Jan 26, 2009
Prior Transfer Doc	0000003278
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	966 COVINGTON CT, CENTRAL POINT, OR 97502-2997
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005038
Date	Mar 10, 2026
Instrument	2026-005038

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	966 COVINGTON CT, CENTRAL POINT, OR 97502-2997
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 COVINGTON CT, CENTRAL POINT, OR 97502-2997

Mortgage

Document Number	0000028039
Date	Sep 15, 2022
Instrument	2022-028039

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	966 COVINGTON CT, CENTRAL POINT, OR 97502-2997
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037008
Date	Oct 7, 2020
Instrument	2020-037008

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	966 COVINGTON CT, CENTRAL POINT, OR 97502-2997
Document Number	0000023641
Instrument Date	Jun 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 COVINGTON CT CENTRAL POINT OR 975022997, CENTRAL POINT, OR 97502-2997

Mortgage

Document Number	0000023641
Date	Jul 12, 2017
Instrument	23641

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	966 COVINGTON CT, CENTRAL POINT, OR 97502-2997
Document Number	0000013617
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Apr 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 COVINGTON CT CENTRAL POINT OR 975022997, CENTRAL POINT, OR 97502-2997

Mortgage

Document Number	0000013617
Date	Apr 24, 2017
Instrument	13617

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,990 (+3%)	$585,690 (+2.46%) Land $138,240 Building $447,450
2025	$5,245.00 (+2.52%)	$307,760 (+3%) Land $73,230 Building $234,530	$571,630 (-3.64%) Land $137,000 Building $434,630
2024	$5,116.00 (+3.31%)	$298,800 (+3%) Land $71,100 Building $227,700	$593,200 (-0.03%) Land $133,000 Building $460,200
2023	$4,952.00 (+2.4%)	$290,100 (+3%) Land $69,030 Building $221,070	$593,360 (+10.75%) Land $132,570 Building $460,790
2022	$4,836.00	$281,660 Land $67,020 Building $214,640	$535,760 Land $113,080 Building $422,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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