982 Chief Thomas Rd, Harmony, NC 28634 Property Records

Iredell County property record for 982 Chief Thomas Rd, Harmony, NC 28634 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,576 sqft Heated Area
Lot Size	37,897 sqft (0.87 acres)
Occupancy	Owner Occupied
Tax Bill	$1,087.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4777-19-5354.000`
Alternative APN	`80087150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,576 sqft Heated Area
Gross Area	2,698 sqft Gross Area
1st Floor	1,064 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	37,897 sqft (0.87 acres)
Lot Width	172 ft Width

Exterior Amenities

Deck Area	568 sqft Deck
Patio Area	568 sqft Patio
Porch Area	554 sqft Porch
Storage Building	312 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	80087150
Street Address	982 CHIEF THOMAS RD
City	HARMONY
State	NC
Zip	28634-9119
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SR 2152 TOMLIN
Legal Subdivision	COOL SPRINGS
Legal Block	19
Jurisdiction	IREDELL NC
Minor Civil Division	COOL SPRINGS
Census Blockgroup	1
Census Block	1001
Census Tract	60703

Owner

Source: Iredell County records · APN 4777-19-5354.000

Assessment roll updated April 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	982 CHIEF THOMAS RD, HARMONY, NC 28634-9119
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 1992
Deed Sale	Oct 01, 1992
Deed Book / Page	865 / 270
Last Transfer Date	Oct 26, 2021
Transfer Doc	28652205
Record Refreshed	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Oct 28, 2021
Property Address	982 CHIEF THOMAS RD, HARMONY, NC 28634-9119
Document Number	28652205
Book / Page	2865 / 2205
Instrument Date	Oct 26, 2021
Transaction Type	Transfer
Record Updated	Nov 09, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 CHIEF THOMAS RD, HARMONY, NC 28634-9119

Mortgage

Document Number	28652207
Date	Oct 28, 2021
Instrument	2865/2207

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,087.00	$174,070 (-) Land $34,260 Building $139,810	$174,070 (-) Land $34,260 Building $139,810
2024	$1,087.00	$174,070 (-) Land $34,260 Building $139,810	$174,070 (-) Land $34,260 Building $139,810
2023	$1,087.00 (+23.38%)	$174,070 (+33.02%) Land $34,260 Building $139,810	$174,070 (+33.02%) Land $34,260 Building $139,810
2022	$881.00	$130,860 Land $24,470 Building $106,390	$130,860 Land $24,470 Building $106,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.